SUBARU FORESTER 2016 Car Insurance

The 2016 Subaru Forester is a compact SUV known for its versatility, reliability, and standard all-wheel drive. Ideal for active families and winter roads, it combines a spacious cabin with reassuring handling in all conditions.

SUBARU FORESTER 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 Subaru Forester fluctuate without a clear linear trend, moving from $732 to $927, with peaks of $909 in 2022 and $938 in 2025. These variations suggest some instability rather than a steady increase or decrease.

To find the best insurance for your SUBARU FORESTER 2016 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your SUBARU FORESTER 2016

How much does insurance for your SUBARU FORESTER 2016 cost in Quebec?

Premiums vary widely by city for the 2016 Forester: Saint-Jean-sur-Richelieu ($1830) and Gatineau ($1648) show the highest amounts, while Repentigny ($275) and Montreal ($529) offer the lowest premiums. This gap exceeds $1500 between the extremes.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$1647.84
LAVAL	$1130.33
LÉVIS	$952.39
LONGUEUIL	$825.52
MONTRÉAL	$528.77
QUÉBEC	$1390.86
REPENTIGNY	$550.12
SAINT-JEAN-SUR-RICHELIEU	$1830.11
SHERBROOKE	$436.55
TERREBONNE	$1542.03
TROIS-RIVIÈRES	$446.46

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Subaru Forester?

The average premium for a 2016 Subaru Forester is $927 in 2026, with variations between $732 and $938 across the years observed since 2021.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Which city offers the lowest insurance cost for a 2016 Forester?

Based on the data provided, Repentigny ($275) and Montreal ($529) post the lowest average premiums for this model.

Why does the premium vary so much between cities?

The gap between Saint-Jean-sur-Richelieu ($1830) and Repentigny ($275) may reflect differences in claim frequency, vehicle theft rates, and traffic density specific to each region.

Does the 2016 Forester's premium increase over time?

Not consistently. Between 2021 and 2026, the premium fluctuates between $732 and $938 without a sustained upward or downward trend, suggesting variability tied to other factors beyond vehicle age alone.

What factors influence insurance costs for an SUV like the Forester?

All-wheel drive, replacement value, the model's claims history, and the driver's profile are among the main factors insurers consider.

How can I compare insurance costs for a 2016 Forester?

Getting several quotes from different insurers remains the most effective way to find the best offers, especially given the significant differences observed between cities.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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