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SUBARU OUTBACK 2020 Car Insurance

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The 2020 Subaru Outback is a rugged crossover with standard symmetrical all-wheel drive, built for active drivers seeking versatility, higher ground clearance, and everyday reliability, whether in the city or on rougher roads.

SUBARU OUTBACK 2020 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2020 Subaru Outback fluctuate without a clear direction, ranging from $914 to $1087. After peaking at $1087 in 2024, the premium eases to $966 in 2025 and $961 in 2026, suggesting relative cost stability over the period.

To find the best insurance for your SUBARU OUTBACK 2020 vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU OUTBACK 2020 cost in Quebec?

The highest premiums for the 2020 Outback appear in Gatineau ($1488), Trois-Rivières ($1306), and Sherbrooke ($1263), while Saint-Jean-sur-Richelieu ($274), Lévis ($607), and Saguenay ($615) show the lowest amounts among the provided cities. These gaps illustrate significant geographic variation.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $975.55
GATINEAU $1488.15
LAVAL $1026.77
LÉVIS $607.38
MONTRÉAL $1054.66
QUÉBEC $857.02
REPENTIGNY $742.97
Saguenay $615.30
SAINT-JEAN-SUR-RICHELIEU $273.59
SHERBROOKE $1263.32
TROIS-RIVIÈRES $1305.97

Frequently asked questions (FAQ)

How much does insurance cost for a 2020 Subaru Outback?
The average premium for a 2020 Subaru Outback sits at $961 in 2026, after peaking at $1087 in 2024. Amounts vary considerably by city, however.
Has the premium for the 2020 Outback changed much over the years?
Between 2021 and 2026, the premium fluctuated between $914 and $1087 with no clear upward or downward trend, pointing to relative stability despite year-to-year variation.
Which city is cheapest to insure a 2020 Outback in?
Based on the data provided, Saint-Jean-sur-Richelieu ($274) shows the lowest premium, followed by Lévis ($607) and Saguenay ($615).
Why is the premium so high in Gatineau?
At $1488, Gatineau shows the highest average premium among the provided cities for this vehicle, which may reflect local factors such as claim frequency or traffic density.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium for a Subaru Outback?
All-wheel drive, driver profile, place of residence, and claims history are among the factors that make the premium vary, ranging from $274 to $1488 depending on the city.
How can I lower the insurance cost for an Outback?
Comparing multiple insurer quotes, bundling auto and home policies, and maintaining a clean driving record are effective ways to reduce the premium.

Offers received by our customers on SUBARU OUTBACK 2020 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026