SUBARU OUTBACK 2023 Car Insurance

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The 2023 Subaru Outback is a rugged crossover with standard symmetrical all-wheel drive, built for active drivers who value versatility, safety, and light off-road capability. It stands out for its well-known reliability and practical cabin space for family life or outdoor getaways.

SUBARU OUTBACK 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, the average premium for the 2023 Subaru Outback fluctuates, rising from $1067 to $1133, then climbing to $1303 in 2024, before easing to $1276 and $1161. The overall upward trend since 2022 has recently stabilized in the $1150 to $1300 range.

To find the best insurance for your SUBARU OUTBACK 2023 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your SUBARU OUTBACK 2023

How much does insurance for your SUBARU OUTBACK 2023 cost in Quebec?

The highest premiums for the 2023 Outback appear in Montreal ($1771), Saguenay ($1760), and Brossard ($1530), while Repentigny ($585) and Drummondville ($662) show the lowest amounts. The gap between the priciest and most affordable cities exceeds $1100.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1530.36
DRUMMONDVILLE	$661.52
GATINEAU	$1324.54
LAVAL	$907.32
LÉVIS	$1047.51
LONGUEUIL	$1351.84
MONTRÉAL	$1771.08
QUÉBEC	$1106.56
REPENTIGNY	$584.93
Saguenay	$1759.91
SHERBROOKE	$1312.44
TERREBONNE	$701.25
TROIS-RIVIÈRES	$739.02

Frequently asked questions (FAQ)

How much does insurance cost for a 2023 Subaru Outback?

The average premium for a 2023 Subaru Outback varies by reference year, ranging from $1067 in 2022 to $1303 in 2024, with a recent average between $1161 and $1276.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why do premiums fluctuate so much year to year for the Outback?

The average premium climbed from $1067 in 2022 to $1303 in 2024, then eased to $1161 in 2026, which may reflect shifts in repair costs and claims tied to the model.

Which cities offer the lowest insurance costs for a 2023 Subaru Outback?

Based on the data provided, Repentigny ($585) and Drummondville ($662) show the lowest average premiums for this model.

Why are premiums higher in Montreal and Saguenay?

At $1771 and $1760 respectively, these cities show the highest premiums, which may be explained by traffic density or claim frequency specific to each region.

What factors influence the insurance premium for a Subaru Outback?

All-wheel drive, replacement value, driver profile, and city of residence are key elements affecting the premium, which ranges from $585 to $1771 depending on location.

TOYOTA
RAV4

HONDA
CR-V

MAZDA
CX-5

VOLKSWAGEN
TIGUAN

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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