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SUBARU OUTBACK 2026 Car Insurance

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The 2026 Subaru Outback is a rugged crossover with standard symmetrical all-wheel drive, blending versatility, safety, and light off-road capability. It appeals to families and outdoor enthusiasts seeking a practical, reliable vehicle in all seasons.

SUBARU OUTBACK 2026 CAR INSURANCE RATES SINCE 2025.

Since the 2026 Subaru Outback is a recent model, only two years of data are available. Between 2025 and 2026, the average premium rises from $1341 to $1433 — an increase of about 7%. More data will be needed to confirm a long-term trend.

To find the best insurance for your SUBARU OUTBACK 2026 vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU OUTBACK 2026 cost in Quebec?

Premiums are highest for the 2026 Outback in Quebec City ($1867), Laval ($1630), and Montreal ($1551), while Terrebonne ($938), Lévis ($953), and Repentigny ($1055) show the lowest amounts. A notable gap separates the most expensive cities from the most affordable ones.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1058.61
GATINEAU $1240.12
LAVAL $1630.45
LÉVIS $953.37
MONTRÉAL $1551.02
QUÉBEC $1867.38
REPENTIGNY $1054.79
Saguenay $1442.07
SHERBROOKE $1254.83
TERREBONNE $938.06
TROIS-RIVIÈRES $1139.92

Frequently asked questions (FAQ)

How much does insurance cost for a 2026 Subaru Outback?
The average premium for a 2026 Subaru Outback is $1433, a modest increase from the $1341 recorded in 2025.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Which cities offer the lowest 2026 Outback premiums?
Based on the data, Terrebonne ($938), Lévis ($953), and Repentigny ($1055) post the lowest average premiums among the cities provided.
Why is the premium higher in Quebec City than elsewhere?
At $1867, Quebec City shows the highest average premium among the analyzed cities, which may reflect local differences in claim frequency or insured driver profiles.
Does limited history affect the 2026 Outback's premium?
Yes. With only two years of data available, insurers have less claims history, which can create more noticeable price differences between insurers.
What factors influence the Outback's insurance premium?
Standard all-wheel drive, the vehicle's strong safety profile, and its typical family use influence the premium, which generally remains moderate compared to other crossovers.
How can I lower my premium for a Subaru Outback?
Comparing quotes from several insurers, bundling auto and home coverage, and checking for safe-driving discounts can help reduce the premium.

Offers received by our customers on SUBARU OUTBACK 2026 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026