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SUBARU SOLTERRA Car Insurance

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The Subaru Solterra is a fully electric SUV developed in partnership with Toyota, offering standard all-wheel drive and the brand's signature ground clearance. It targets drivers seeking Subaru's rugged versatility paired with modern, quiet electric propulsion.

SUBARU SOLTERRA CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2022 to 2026, premiums for the Subaru Solterra fluctuate rather than follow a linear trend, dropping from $2442 to $1843 in 2023, then gradually rising to $2115 by 2026. This variation reflects the evolving electric vehicle market and adjusting claims data over the years.

To find the best insurance for your SUBARU SOLTERRA vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU SOLTERRA cost in Quebec?

Premiums vary sharply by city: Saint-Jean-sur-Richelieu shows a notably higher amount ($4779), followed by Brossard ($3086) and Montreal ($2747), while Gatineau ($1423) and Drummondville ($1605) offer the most affordable premiums. This wide gap suggests strong regional sensitivity for this electric model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $3085.52
DRUMMONDVILLE $1604.70
GATINEAU $1423.49
LAVAL $2630.20
LÉVIS $2221.70
LONGUEUIL $2196.08
MONTRÉAL $2746.74
QUÉBEC $1854.02
REPENTIGNY $2036.85
Saguenay $1598.18
SAINT-JEAN-SUR-RICHELIEU $4778.56
SAINT-JÉRÔME $2199.25
SHERBROOKE $2141.58
TERREBONNE $1680.29
TROIS-RIVIÈRES $1850.82

SUBARU SOLTERRA average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
SUBARU SOLTERRA 2026 $2148.02
SUBARU SOLTERRA 2024 $2266.71
SUBARU SOLTERRA 2023 $1912.13

Frequently asked questions (FAQ)

How much does auto insurance cost for a Subaru Solterra?
The average premium for a Subaru Solterra was $2115 in 2026, after fluctuating between $1843 and $2442 in prior years based on available data.
Have Solterra premiums increased over time?
Not in a linear fashion. The premium dropped from $2442 in 2022 to $1843 in 2023, then gradually rose to $2115 by 2026, showing fluctuation rather than a steady increase.
Which city has the highest insurance cost for the Solterra?
Based on the data provided, Saint-Jean-sur-Richelieu shows the highest premium at $4779, well above Brossard ($3086) and Montreal ($2747).
Where is the Solterra cheapest to insure?
Gatineau ($1423) and Drummondville ($1605) show the lowest average premiums among the cities provided.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why can electric vehicles like the Solterra cost more to insure?
The cost of specialized parts, particularly the battery, and limited availability of qualified technicians can influence premiums for electric vehicles like the Solterra.
How can I reduce my premium for a Subaru Solterra?
Comparing quotes from several insurers, especially given the significant differences observed between cities, remains the most effective way to secure a better price.

Offers received by our customers on SUBARU SOLTERRA cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

Versions covered by this SUBARU SOLTERRA page

The premiums above cover every version of the SUBARU SOLTERRA, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
SOLTERRA 4DR AWD 2023 - 2026
SOLTERRA LIMITED 4DR AWD 2025 - 2027
SOLTERRA LUXURY 4DR AWD 2026
SOLTERRA PREMIER 4DR AWD 2027
SOLTERRA PREMIUM 4DR AWD 2025
SOLTERRA TECHNOLOGY 4DR AWD 2026
SOLTERRA TOURING 4DR AWD 2025 - 2027

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