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SUBARU SOLTERRA 2026 Car Insurance

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The 2026 Subaru Solterra is a fully electric SUV built for drivers seeking versatility and standard all-wheel drive, a Subaru signature. This recent model blends modern technology with a practical approach for everyday needs, from city driving to light off-road use.

SUBARU SOLTERRA 2026 CAR INSURANCE RATES SINCE 2025.

Since the 2026 Subaru Solterra is a recent model, only two years of data are available. Between 2025 and 2026, the average premium rises from $1510 to $2194, a notable increase of about 45%. More data will be needed to confirm a long-term trend.

To find the best insurance for your SUBARU SOLTERRA 2026 vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU SOLTERRA 2026 cost in Quebec?

Premiums are highest for the 2026 Solterra in Montreal ($2920), Saint-Jérôme ($2749), and Sherbrooke ($2670), while Drummondville ($1270) and Gatineau ($1571) show the lowest amounts. The gap between the most and least expensive cities exceeds $1600.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1514.01
DRUMMONDVILLE $1270.41
GATINEAU $1570.66
LAVAL $1909.32
LÉVIS $1706.23
LONGUEUIL $1844.84
MONTRÉAL $2919.60
QUÉBEC $2088.79
REPENTIGNY $2036.85
Saguenay $1540.17
SAINT-JÉRÔME $2748.98
SHERBROOKE $2669.50
TERREBONNE $1517.74
TROIS-RIVIÈRES $1850.82

Frequently asked questions (FAQ)

How much does insurance cost for a 2026 Subaru Solterra?
In 2026, the average premium for a Subaru Solterra reaches $2194, compared to $1510 in 2025. This amount varies significantly depending on the city of residence.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the premium increase so much between 2025 and 2026?
The rise from $1510 to $2194 reflects the Solterra 2026's status as a very recent model with limited claims data, along with the high replacement value typical of electric vehicles.
Which cities offer the lowest insurance costs for the 2026 Solterra?
Based on the data provided, Drummondville ($1270) and Gatineau ($1571) post the lowest average premiums for this model.
Why is Montreal's premium so high for this model?
At $2920, Montreal shows the highest premium among the provided cities, a gap partly explained by traffic density and higher claim frequency in dense urban areas.
Are electric vehicles like the Solterra more expensive to insure?
Often yes, due to the high cost of specialized parts and the battery. This may partly explain the $2194 average premium observed in 2026.
How can I reduce insurance costs for a 2026 Solterra?
Comparing quotes from several insurers remains the best way to spot price differences, which can be especially significant for a recent model like the Solterra.

Offers received by our customers on SUBARU SOLTERRA 2026 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026