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SUBARU WRX Car Insurance

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The Subaru WRX is an all-wheel-drive sport sedan known for its turbocharged character and confident handling in all conditions. It appeals to driving enthusiasts seeking performance and versatility, even through Quebec winters.

SUBARU WRX CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, average premiums for the Subaru WRX vary significantly, dropping from $5983 in 2021 to $1855 in 2022, then fluctuating between $1775 and $2026 through 2025, before settling at $1999 in 2026. After a sharp initial decline, premiums broadly stabilize around $1800 to $2000 in recent years.

To find the best insurance for your SUBARU WRX vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU WRX cost in Quebec?

The highest WRX premiums are found in Saint-Jean-sur-Richelieu ($3225), Montreal ($2722), and Terrebonne ($2226), while Brossard ($1457), Repentigny ($1472), and Drummondville ($1521) show the lowest amounts. The spread between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1456.94
DRUMMONDVILLE $1520.87
GATINEAU $1669.19
LAVAL $2024.85
LÉVIS $1839.16
LONGUEUIL $1579.27
MONTRÉAL $2722.06
QUÉBEC $1948.06
REPENTIGNY $1472.37
Saguenay $1849.90
SAINT-JEAN-SUR-RICHELIEU $3225.09
SAINT-JÉRÔME $1755.24
SHERBROOKE $1737.86
TERREBONNE $2225.86
TROIS-RIVIÈRES $2153.89

SUBARU WRX average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
SUBARU WRX 2026 $2156.29
SUBARU WRX 2025 $2331.47
SUBARU WRX 2024 $2106.83
SUBARU WRX 2023 $1869.66
SUBARU WRX 2022 $1818.57
SUBARU WRX 2021 $1780.63
SUBARU WRX 2020 $1963.10
SUBARU WRX 2019 $1961.13
SUBARU WRX 2018 $2062.06
SUBARU WRX 2017 $1905.12
SUBARU WRX 2016 $2556.86

Frequently asked questions (FAQ)

How much does insurance cost for a Subaru WRX?
Based on the available data, the average premium for a Subaru WRX was $1999 in 2026, after varying between $1775 and $2026 in prior years.
Why was the 2021 premium so high?
In 2021, the average premium reached $5983, a notably higher figure than in following years, possibly linked to a specific risk profile or limited data for that year.
Which city has the highest WRX insurance cost?
Saint-Jean-sur-Richelieu shows the highest premium at $3225, followed by Montreal at $2722, well above the provincial average for this model.
Where is the WRX cheapest to insure?
Brossard ($1457), Repentigny ($1472), and Drummondville ($1521) offer the most affordable average premiums for the Subaru WRX.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the WRX cost more to insure than a regular sedan?
Its sports classification, all-wheel-drive system, and performance-oriented profile influence premiums, which can vary significantly by city and driver profile.
How can I lower my premium for a Subaru WRX?
Comparing quotes from several insurers is especially useful for this model, given the significant differences observed between cities, ranging from $1457 to $3225.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

Versions covered by this SUBARU WRX page

The premiums above cover every version of the SUBARU WRX, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
WRX 4DR AWD 2017 - 2024
WRX GT 4DR AWD 2022 - 2026
WRX KAMINARI 4DR AWD 2026
WRX LIMITED 4DR AWD 2016 - 2017
WRX PREMIUM 4DR AWD 2021
WRX RAIU 4DR AWD 2019
WRX RS 4DR AWD 2024
WRX SPORT 4DR AWD 2018 - 2026
WRX SPORT TECH 4DR AWD 2018 - 2026
WRX SPORT TECH RS 4DR AWD 2018 - 2020
WRX STi 4DR AWD 2017 - 2021
WRX STi SPORT 4DR AWD 2018 - 2021
Show the 2 other versions

WRX STi SPORT TECH 4DR AWD (2018 - 2021), WRX TS 4DR AWD (2025 - 2026)


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