TOYOTA MATRIX Car Insurance

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The Toyota Matrix is a compact hatchback wagon valued for its versatility, well-known reliability, and practical cargo space. Designed for everyday use, it appeals to drivers seeking an economical, low-maintenance, and fuel-efficient vehicle.

TOYOTA MATRIX CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Toyota Matrix fluctuate noticeably, dropping from $1050 to $503 in 2023 before rising again to $757 in 2026. This variation reflects shifting risk assessments for this older model over time.

To find the best insurance for your TOYOTA MATRIX vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your TOYOTA MATRIX

How much does insurance for your TOYOTA MATRIX cost in Quebec?

Montreal stands out with the highest premium ($1339), well above other cities. Repentigny ($322) and Brossard ($370) show the lowest amounts, while most cities fall between $400 and $600.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$369.75
DRUMMONDVILLE	$442.64
GATINEAU	$495.40
LAVAL	$521.53
LÉVIS	$424.01
LONGUEUIL	$401.63
MONTRÉAL	$1315.09
QUÉBEC	$544.24
REPENTIGNY	$306.24
Saguenay	$375.26
SAINT-JEAN-SUR-RICHELIEU	$410.73
SAINT-JÉRÔME	$464.82
SHERBROOKE	$428.77
TERREBONNE	$393.49
TROIS-RIVIÈRES	$570.44

Frequently asked questions (FAQ)

How much does insurance cost for a Toyota Matrix?

The average premium for a Toyota Matrix varies by year, ranging from $503 in 2023 to $1050 in 2021, with a recent value of $757 in 2026.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Why did the Matrix's premium fluctuate so much between 2021 and 2026?

The premium dropped from $1050 in 2021 to a low of $503 in 2023, then rose again to $757 in 2026, which may reflect shifting risk assessments for this aging model.

Which city offers the lowest insurance cost for a Toyota Matrix?

Based on the data provided, Repentigny ($322) and Brossard ($370) show the lowest average premiums for this model.

Why does Montreal show a much higher premium than other cities?

Montreal stands out with a premium of $1339, well above the $322 to $578 range seen in other cities, likely due to traffic density and higher claim frequency in urban areas.

What factors influence the insurance premium for a Toyota Matrix?

Vehicle age, replacement value, annual mileage, and the driver's location all influence the premium, explaining the differences observed across cities and years.

How can I lower my premium for a Toyota Matrix?

Comparing quotes from several insurers, maintaining a clean driving record, and bundling auto and home insurance are effective ways to reduce the premium.