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TOYOTA MATRIX 2008 Car Insurance

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The 2008 Toyota Matrix is a versatile compact hatchback, combining Toyota's well-known reliability with a practical, flexible layout. Valued for its low maintenance costs and hatchback configuration, it suits drivers seeking everyday simplicity and economy.

TOYOTA MATRIX 2008 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2008 Toyota Matrix fluctuate without a clear linear trend, moving from $573 in 2021 to $702 in 2022, dropping to $359 in 2024, rising again to $591 in 2025, and settling at $447 in 2026. This variability reflects the vehicle's advanced age and shifting market factors rather than a steady increase or decrease.

To find the best insurance for your TOYOTA MATRIX 2008 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA MATRIX 2008 cost in Quebec?

Premiums for the 2008 Matrix are highest in Gatineau ($832) and Sherbrooke ($772), while Montreal ($226) and Saguenay ($204) show the lowest amounts. Lévis ($259), Quebec City ($360), and Brossard ($465) fall in an intermediate range, illustrating notable geographic variation for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $465.43
GATINEAU $832.46
LÉVIS $258.88
MONTRÉAL $225.63
QUÉBEC $416.10
Saguenay $204.38
SHERBROOKE $772.28

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2008 Toyota Matrix?
The average premium varies by reference year, ranging from $359 in 2024 to $702 in 2022. In 2026, the average sits around $447, based on the available data.
Are premiums for the 2008 Matrix rising over time?
No, data from 2021 to 2026 shows fluctuations without a clear linear trend, moving from $573 to $447, with peaks at $702 and lows at $359.
Which city offers the lowest insurance cost for a 2008 Matrix?
Based on the data provided, Saguenay ($204) and Montreal ($226) post the lowest average premiums for this model.
Why does Gatineau show such a high premium for this vehicle?
Gatineau ($832) and Sherbrooke ($772) show premiums well above average, which may reflect regional differences in claim frequency or local repair costs.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Does an older vehicle like the 2008 Matrix cost less to insure?
Not always. While replacement value decreases with age, other factors like parts availability and driver profile also affect premiums, which here range between $359 and $702.
How can I lower my premium for a 2008 Toyota Matrix?
Comparing quotes from several insurers, especially between cities with marked differences like Saguenay and Gatineau, remains the most effective way to secure a favorable price.

Offers received by our customers on TOYOTA MATRIX 2008 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026