TOYOTA MATRIX 2013 Car Insurance

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The 2013 Toyota Matrix is a versatile compact hatchback combining wagon-like practicality with sedan-like handling. Known for its mechanical reliability and low maintenance costs, it appeals to practical drivers seeking an economical, long-lasting daily vehicle.

TOYOTA MATRIX 2013 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2013 Toyota Matrix fluctuates without a clear linear trend, moving from $755 to $611, rising again to $681 in 2025, then dropping to $536 in 2026. Overall, the premium has declined by roughly 29% over the period, reflecting the vehicle's depreciation with age.

To find the best insurance for your TOYOTA MATRIX 2013 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your TOYOTA MATRIX 2013 cost in Quebec?

The highest premiums for the 2013 Matrix are found in Montreal ($1043), Drummondville ($813), and Trois-Rivières ($742), while Saint-Jérôme ($176), Repentigny ($321), and Brossard ($370) show the lowest amounts. The gap between the most and least expensive cities exceeds $800.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$370.30
DRUMMONDVILLE	$813.14
GATINEAU	$484.52
LAVAL	$462.80
LÉVIS	$473.48
MONTRÉAL	$984.82
QUÉBEC	$554.64
REPENTIGNY	$320.9
SAINT-JÉRÔME	$176.04
SHERBROOKE	$501.94
TROIS-RIVIÈRES	$639.43

Frequently asked questions (FAQ)

How much does insurance cost for a 2013 Toyota Matrix?

The average premium for a 2013 Toyota Matrix varies by reference year, ranging from $536 in 2026 to $755 in 2021. In 2025, it stood at $681.

Has the premium for the 2013 Matrix increased or decreased over time?

Between 2021 and 2026, the premium generally decreased, moving from $755 to $536, despite some yearly fluctuations, reflecting the normal depreciation of an aging vehicle.

Which city has the highest insurance cost for the 2013 Matrix?

Based on the data provided, Montreal shows the highest average premium at $1043, followed by Drummondville ($813) and Trois-Rivières ($742).

Where is the 2013 Matrix cheapest to insure?

Saint-Jérôme offers the lowest average premium ($176), followed by Repentigny ($321) and Brossard ($370) — a considerable gap compared to Montreal.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

What factors influence the premium for a 2013 Matrix?

The vehicle's age, reduced replacement value, reliability history, and registration region all play a role in determining the premium, which varies significantly by city.

HONDA
FIT

MAZDA
MAZDA3
SPORT

HYUNDAI
ELANTRA
GT

CHEVROLET
SONIC

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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