TOYOTA MATRIX 2003 Car Insurance

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The 2003 Toyota Matrix is a versatile compact hatchback combining Toyota's well-known reliability with the practicality of a spacious cargo area. It suits drivers seeking an economical, easy-to-maintain vehicle for everyday needs.

TOYOTA MATRIX 2003 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2003 Toyota Matrix fluctuate, moving from $419 down to $308 in 2022, dipping to $248 in 2023, then climbing to $358 in 2024, $443 in 2025, and $474 in 2026. This recent increase may reflect the vehicle's advanced age and growing parts scarcity.

To find the best insurance for your TOYOTA MATRIX 2003 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your TOYOTA MATRIX 2003 cost in Quebec?

Based on the available data, the average premium for the 2003 Toyota Matrix in Montreal stands at $275, a value below the average observed over the 2021-2026 period for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
MONTRÉAL	$275.06

Frequently asked questions (FAQ)

How much does insurance cost for a 2003 Toyota Matrix?

The average premium has ranged from $248 to $474 depending on the year, with $474 recorded in 2026, the most recent year available.

Have premiums for the 2003 Matrix increased or decreased over time?

They first declined from $419 in 2021 to $248 in 2023, then gradually climbed back up to $474 in 2026, possibly reflecting rising parts costs for an aging vehicle.

How much does insurance cost for a 2003 Toyota Matrix in Montreal?

Based on the data provided, the average premium in Montreal is $275, lower than several of the yearly averages observed for this model.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why does insurance pricing vary so much for such an old vehicle?

The vehicle's age, parts availability, lower replacement value, and the owner's driving habits can all influence how premiums shift from year to year.

Is it cheaper to insure an older vehicle like the Matrix 2003?

Often yes, since a lower replacement value tends to reduce premiums compared to newer models, though other factors can still cause amounts to vary.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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