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VOLKSWAGEN ID.4 2024 Car Insurance

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The 2024 Volkswagen ID.4 is a versatile electric SUV offering a spacious cabin, quiet driving experience, and range suited to daily needs. It appeals to families and urban drivers looking to transition to electric without sacrificing comfort.

VOLKSWAGEN ID.4 2024 CAR INSURANCE RATES SINCE 2024.

Between 2024 and 2026, premiums for the 2024 Volkswagen ID.4 fluctuate, rising from $1940 to $2049 in 2025 before easing slightly to $1949 in 2026. Over this short period, the premium remains broadly stable despite this brief variation.

To find the best insurance for your VOLKSWAGEN ID.4 2024 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLKSWAGEN ID.4 2024 cost in Quebec?

The highest premiums for the 2024 ID.4 are seen in Montreal ($3039) and Saguenay ($2641), followed by Brossard ($2272) and Longueuil ($2173). Conversely, Saint-Jean-sur-Richelieu ($1499), Saint-Jérôme ($1580), and Lévis ($1590) show the lowest amounts among the cities provided.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2271.89
DRUMMONDVILLE $1965.63
GATINEAU $1937.48
LAVAL $1917.13
LÉVIS $1659.46
LONGUEUIL $2173.13
MONTRÉAL $3038.56
QUÉBEC $2114.36
REPENTIGNY $1773.85
Saguenay $2641.07
SAINT-JEAN-SUR-RICHELIEU $1499.26
SAINT-JÉRÔME $1843.56
SHERBROOKE $2103.96
TERREBONNE $1193
TROIS-RIVIÈRES $1946.39

Frequently asked questions (FAQ)

How much does insurance cost for a 2024 Volkswagen ID.4?
The average premium for the 2024 Volkswagen ID.4 is $1940 in 2024, rising to $2049 in 2025 before easing to $1949 in 2026, based on available data.
Why is the premium so high in Montreal for the ID.4?
Montreal shows the highest premium among the cities provided, at $3039, driven by traffic density, vehicle theft rates, and higher claim frequency in urban areas.
Which city offers the most affordable premium for the 2024 ID.4?
Based on the data, Saint-Jean-sur-Richelieu ($1499) has the lowest average premium, followed by Saint-Jérôme ($1580) and Lévis ($1590).
Is the ID.4 premium increasing over time?
Not in a straight line. Between 2024 and 2026, the premium moves from $1940 to $2049 and back to $1949, suggesting relative stability rather than a sustained upward trend.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Are electric vehicles like the ID.4 more expensive to insure?
Often yes, due to the high cost of parts, particularly the battery, and the specialized labor required for repairs.
How can I lower my premium for an electric SUV?
Comparing quotes from several insurers and checking for discounts related to electric vehicles or eco-friendly driving can help secure a better price.

Offers received by our customers on VOLKSWAGEN ID.4 2024 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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