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VOLKSWAGEN ID.4 2024 Car Insurance

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The 2024 Volkswagen ID.4 is a versatile electric SUV offering solid range and a spacious cabin. Designed for families transitioning to electric driving, it combines everyday practicality with modern technology in an accessible package.

VOLKSWAGEN ID.4 2024 CAR INSURANCE RATES SINCE 2024.

Between 2024 and 2026, premiums for the 2024 Volkswagen ID.4 fluctuate slightly, rising from $1940 to $2049 in 2025 before easing to $1979 in 2026. This moderate variation suggests insurance costs are stabilizing for this electric SUV after an initial increase.

To find the best insurance for your VOLKSWAGEN ID.4 2024 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLKSWAGEN ID.4 2024 cost in Quebec?

Premiums for the ID.4 are highest in Montreal ($3093), Saguenay ($2641), and Trois-Rivières ($2390), while Saint-Jérôme ($1580), Repentigny ($1772), and Lévis ($1773) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2271.89
DRUMMONDVILLE $1931.77
GATINEAU $1937.48
LAVAL $1788.08
LÉVIS $1590.04
LONGUEUIL $2173.13
MONTRÉAL $3092.88
QUÉBEC $2022.86
REPENTIGNY $1771.76
Saguenay $2641.07
SAINT-JEAN-SUR-RICHELIEU $1553.12
SAINT-JÉRÔME $1580.19
SHERBROOKE $1830.65
TERREBONNE $1932.23
TROIS-RIVIÈRES $1987.47

Frequently asked questions (FAQ)

How much does insurance cost for a 2024 Volkswagen ID.4?
The average premium for a 2024 Volkswagen ID.4 ranges between $1940 and $2049 depending on the year, averaging $1979 in 2026 based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why is Montreal's premium for the ID.4 so high?
In Montreal, the average premium reaches $3093, well above other cities, due to traffic density, higher theft risk, and more frequent claims in urban areas.
Which city offers the lowest insurance cost for the ID.4?
Based on the data provided, Saint-Jérôme ($1580), Repentigny ($1772), and Lévis ($1773) post the lowest average premiums for this model.
Does the ID.4 premium rise every year?
Not consistently. The premium rose from $1940 in 2024 to $2049 in 2025, then dropped to $1979 in 2026, suggesting stabilization rather than a continuous increase.
Is an electric vehicle like the ID.4 more expensive to insure?
Electric vehicles can have higher parts and repair costs, which may influence premiums, though this varies by insurer and region.
How can I lower my premium for an ID.4?
Comparing quotes from several insurers and choosing secure parking can help reduce premiums, particularly in higher-cost areas like Montreal or Saguenay.

Offers received by our customers on VOLKSWAGEN ID.4 2024 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026