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VOLKSWAGEN ID.4 2023 Car Insurance

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The 2023 Volkswagen ID.4 is a versatile electric SUV offering generous range and a spacious cabin. Designed for urban and suburban families, it combines modern technology, driving comfort, and a shift toward electric mobility without sacrificing practicality.

VOLKSWAGEN ID.4 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2023 Volkswagen ID.4 fluctuate rather than follow a linear trend, moving from $1454 to $1417, then climbing to $1849 in 2025 before easing to $1681 in 2026. This variability may reflect evolving repair costs specific to electric vehicles and the gradual adjustment of claims data for this model.

To find the best insurance for your VOLKSWAGEN ID.4 2023 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLKSWAGEN ID.4 2023 cost in Quebec?

The gap between cities is significant: Saint-Jérôme shows the highest premium ($4236), followed by Montreal ($2932) and Repentigny ($2100), while Drummondville ($1332), Terrebonne ($1406), and Lévis ($1458) offer the most affordable amounts. These differences highlight how much location influences the premium for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1331.64
LAVAL $1790.60
LÉVIS $1477.18
LONGUEUIL $1805.04
MONTRÉAL $2932.11
QUÉBEC $1639.11
REPENTIGNY $2099.83
SAINT-JEAN-SUR-RICHELIEU $1463.87
SAINT-JÉRÔME $4235.74
SHERBROOKE $1520.72
TERREBONNE $1405.80
TROIS-RIVIÈRES $1701.16

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2023 Volkswagen ID.4?
The average premium varies by reference year, ranging from $1417 in 2023 to $1849 in 2025, with an average of $1681 in 2026 based on available data.
Are premiums for the 2023 ID.4 stable over time?
No, they fluctuate: after a slight dip between 2022 ($1454) and 2023 ($1417), the premium climbs to $1849 in 2025 before easing to $1681 in 2026, without a clear linear trend.
Which city shows the highest premium for the 2023 ID.4?
Based on the data provided, Saint-Jérôme records the highest premium at $4236, followed by Montreal at $2932.
Where is insurance most affordable for this vehicle?
Drummondville ($1332), Terrebonne ($1406), and Lévis ($1458) post the lowest average premiums among the cities provided.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Do electric vehicles like the ID.4 cost more to insure?
Often yes, since specialized parts and labor for electric components can raise repair costs, which in turn influence premiums.
How can I lower my premium for a 2023 ID.4?
Comparing quotes from several insurers and checking regional differences can reveal meaningful gaps, such as those seen between Saint-Jérôme and Drummondville.

Offers received by our customers on VOLKSWAGEN ID.4 2023 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026