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VOLKSWAGEN ID.4 2022 Car Insurance

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The 2022 Volkswagen ID.4 is a compact electric SUV offering a spacious cabin, quiet driving manners, and range suited to daily commuting. It appeals to buyers transitioning to electric vehicles without sacrificing comfort or cargo space.

VOLKSWAGEN ID.4 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, the average premium for the 2022 Volkswagen ID.4 rises sharply, moving from $1117 to $1896. The increase is especially notable between 2023 and 2024 ($1241 to $1722), before leveling off slightly toward the end of the period.

To find the best insurance for your VOLKSWAGEN ID.4 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLKSWAGEN ID.4 2022 cost in Quebec?

Premiums are highest for the 2022 ID.4 in Montreal ($2113) and Quebec City ($2103), while Terrebonne ($1074) and Saguenay ($1202) show the lowest amounts. Other cities fall in a mid-range between $1372 and $1578.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $1552.16
LONGUEUIL $1371.76
MONTRÉAL $2112.53
QUÉBEC $2103.16
REPENTIGNY $1379.41
Saguenay $1202.49
SHERBROOKE $1399.56
TERREBONNE $1073.81

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Volkswagen ID.4?
Based on available data, the average premium for a 2022 Volkswagen ID.4 rose from $1117 in 2022 to $1896 in 2026, reflecting a steady increase over the years.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the ID.4 premium rise so sharply between 2023 and 2024?
The premium increased from $1241 to $1722 during that period, largely due to the high cost of parts and repairs for electric vehicles along with their replacement value.
Which cities have the highest insurance costs for the 2022 ID.4?
Based on the data provided, Montreal ($2113) and Quebec City ($2103) show the highest average premiums for this model.
Where is the 2022 ID.4 cheapest to insure?
Terrebonne ($1074) and Saguenay ($1202) show the lowest average premiums among the cities provided.
Are electric vehicles like the ID.4 more expensive to insure?
Often yes, due to high battery and specialized parts costs. This may explain the notable premium increase observed from 2022 to 2026.
How can I lower my premium for a Volkswagen ID.4?
Comparing quotes from several partner insurers and checking for electric-vehicle discounts can help reduce the premium cost for this model.

Offers received by our customers on VOLKSWAGEN ID.4 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026