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VOLKSWAGEN ID.4 2021 Car Insurance

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The 2021 Volkswagen ID.4 is a compact electric SUV combining practical range, a spacious cabin, and modern technology. Designed for eco-conscious drivers, it delivers a quiet ride and everyday versatility.

VOLKSWAGEN ID.4 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2021 Volkswagen ID.4 show an irregular pattern: from $1173 in 2021, they spike sharply to $4653 in 2022, then drop back to $1310 in 2023 before gradually climbing to $1439 in 2024, $1740 in 2025, and $1615 in 2026. This fluctuation suggests a one-time market adjustment in 2022, followed by a more stable upward trend.

To find the best insurance for your VOLKSWAGEN ID.4 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLKSWAGEN ID.4 2021 cost in Quebec?

Premiums for the 2021 Volkswagen ID.4 vary significantly by city: Montreal shows the highest amount ($3050), followed by Saint-Jérôme ($2159) and Quebec City ($1930). Terrebonne ($1557), Laval ($1226), and Longueuil ($1148) are more affordable, while Trois-Rivières shows no available data ($0).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $1225.61
LONGUEUIL $1147.77
MONTRÉAL $3049.70
QUÉBEC $1930.39
SAINT-JÉRÔME $2159.29
TERREBONNE $1557.43
TROIS-RIVIÈRES $0

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2021 Volkswagen ID.4?
The average premium for a 2021 Volkswagen ID.4 varies by year, ranging from $1173 in 2021 to $1615 in 2026, with an exceptional spike of $4653 recorded in 2022.
Why was the 2022 premium so high for the 2021 ID.4?
The data shows a one-time spike to $4653 in 2022, well above other years. This could reflect a temporary market adjustment or a factor tied to electric vehicle repair costs.
Which city has the highest insurance cost for the 2021 ID.4?
Based on the data provided, Montreal shows the highest premium at $3050, followed by Saint-Jérôme ($2159) and Quebec City ($1930).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is required for any road vehicle on public roads, including electric vehicles like the ID.4.
Do electric vehicles like the ID.4 cost more to insure?
Often yes, due to the high cost of specialized parts and battery components. The data shows premiums ranging from $1148 in Longueuil to $3050 in Montreal for this same model.
How can I lower my premium for a Volkswagen ID.4?
Comparing quotes from several insurers and favoring a city with lower average premiums, such as Longueuil ($1148) or Laval ($1226), can help reduce the annual cost.

Offers received by our customers on VOLKSWAGEN ID.4 2021 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026