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VOLKSWAGEN ID.4 2021 Car Insurance

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The 2021 Volkswagen ID.4 is a compact electric SUV built for practical, quiet daily driving. It offers a spacious cabin and range suited to urban and suburban life, reflecting VW's push toward electrification.

VOLKSWAGEN ID.4 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2021 VW ID.4 fluctuate significantly: they spike to $4653 in 2022 before dropping to $1310 in 2023, then gradually rise to $1966 by 2026. This pattern suggests a temporary anomaly in 2022 rather than a stable trend.

To find the best insurance for your VOLKSWAGEN ID.4 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLKSWAGEN ID.4 2021 cost in Quebec?

Premiums vary widely by city: Repentigny shows an exceptionally high amount ($12325) and Montreal follows with $2736, while Longueuil ($1148) and Laval ($1226) are the most affordable. Trois-Rivières shows $0, which may indicate missing data for that city.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1246.96
LAVAL $1225.61
LONGUEUIL $1147.77
MONTRÉAL $2735.92
QUÉBEC $1930.39
SAINT-JÉRÔME $2159.29
TERREBONNE $1551.63

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Volkswagen ID.4?
The average premium ranged from $1213 in 2021 to $1966 in 2026, with an unusual spike to $4653 in 2022. In 2025, the average stood at $1740.
Why did the ID.4 premium spike in 2022?
The data shows a marked increase to $4653 in 2022, followed by a drop back to $1310 in 2023. This gap may reflect a data anomaly rather than a structural cost increase.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Which city has the highest insurance cost for the 2021 ID.4?
Based on the data provided, Repentigny shows the highest premium ($12325), followed by Montreal ($2736) and Saint-Jérôme ($2159).
Does insuring an electric vehicle differ from a gas-powered one?
Often yes. Parts and battery replacement costs can influence premiums for electric vehicles like the ID.4, a factor distinct from combustion vehicles.
How can I lower my premium for a 2021 ID.4?
Comparing quotes from several insurers remains the most effective approach, especially given the significant city-to-city variation observed for this model.

Offers received by our customers on VOLKSWAGEN ID.4 2021 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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