VOLKSWAGEN ID.4 2023
Joj from Mascouche
$2780 /year
Premium computed in August 2026
The Volkswagen ID.4 is a compact electric SUV designed for urban and suburban driving, offering solid range and a spacious cabin. It appeals to environmentally conscious drivers seeking a practical electric transition without sacrificing comfort.
Between 2021 and 2026, premiums for the Volkswagen ID.4 fluctuate significantly, moving from $1213 to a peak of $2723 in 2022, dropping to $1396 in 2023, then rising again to $1983 in 2025 before settling slightly at $1896 in 2026. This volatility reflects the fast-evolving electric vehicle market and associated repair costs.
To find the best insurance for your VOLKSWAGEN ID.4 vehicle, it is more important than ever to compare the available options.
Premiums for the ID.4 are highest in Montreal ($2923), Repentigny ($2622), and Gatineau ($2243), while Saint-Jean-sur-Richelieu ($1492) and Lévis ($1693) show the lowest amounts. This marked spread illustrates how strongly location influences insurance costs for this electric vehicle.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| BROSSARD | $2015.66 |
| DRUMMONDVILLE | $1837.15 |
| GATINEAU | $2108.75 |
| LAVAL | $1867.11 |
| LÉVIS | $1758.23 |
| LONGUEUIL | $1882.38 |
| MONTRÉAL | $2915.32 |
| QUÉBEC | $2014.17 |
| REPENTIGNY | $1738.10 |
| Saguenay | $1921.78 |
| SAINT-JEAN-SUR-RICHELIEU | $1492.18 |
| SAINT-JÉRÔME | $1800.04 |
| SHERBROOKE | $1720.03 |
| TERREBONNE | $1339.31 |
| TROIS-RIVIÈRES | $1820.87 |
Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.
| Model year | Average premium |
|---|---|
| VOLKSWAGEN ID.4 2025 | $2315.74 |
| VOLKSWAGEN ID.4 2024 | $2014.28 |
| VOLKSWAGEN ID.4 2023 | $1664.77 |
| VOLKSWAGEN ID.4 2022 | $1632.23 |
| VOLKSWAGEN ID.4 2021 | $1490.93 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
The premiums above cover every version of the VOLKSWAGEN ID.4, so that each average rests on enough quotes. Here are the versions this page includes.
| Version | Model years |
|---|---|
| ID.4 4DR 2WD | 2023 - 2025 |
| ID.4 PRO 4DR 2WD | 2021 - 2025 |
| ID.4 PRO 4DR AWD | 2021 - 2025 |
| ID.4 PRO S 4DR 2WD | 2021 - 2025 |
| ID.4 PRO S 4DR AWD | 2021 - 2025 |
| ID.4 S 4DR 2WD | 2024 |
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
