KIA SOUL 2021 Car Insurance

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The 2021 Kia Soul is a compact urban crossover with a distinctive boxy design, offering a spacious cabin and agile handling. Practical and affordable, it appeals to city drivers seeking versatility and personality in an economical package.

KIA SOUL 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2021 Kia Soul fluctuate rather than follow a linear trend, dropping from $1219 in 2021 to $948 in 2022, then rising gradually to $1422 in 2025 before falling back to $1168 in 2026. This variability reflects market adjustments rather than a steady increase.

To find the best insurance for your KIA SOUL 2021 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your KIA SOUL 2021 cost in Quebec?

Premiums vary widely by city for the 2021 Kia Soul: Laval shows the highest amount ($3539), followed by Montreal ($1788) and Brossard ($1648), while Repentigny ($561) and Sherbrooke ($832) post the lowest premiums. This significant gap highlights the strong influence of location on insurance costs.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1648.12
DRUMMONDVILLE	$854.37
GATINEAU	$1296.70
LAVAL	$3538.69
LÉVIS	$1087.88
MONTRÉAL	$1787.82
QUÉBEC	$1169.36
REPENTIGNY	$560.7
SAINT-JÉRÔME	$1460.92
SHERBROOKE	$832.4
TERREBONNE	$1063.30
TROIS-RIVIÈRES	$691.5

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Kia Soul?

The average premium for a 2021 Kia Soul varies by year and city, ranging from $948 in 2022 to $1422 in 2025, with a recent average of $1168 in 2026.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why do premiums for the 2021 Kia Soul fluctuate so much?

Premiums dropped from $1219 in 2021 to $948 in 2022, then climbed to $1422 in 2025 before falling again. These swings reflect insurance market adjustments rather than a uniform trend.

Which city is the most expensive to insure a 2021 Kia Soul?

Based on the data provided, Laval shows the highest premium at $3539, followed by Montreal ($1788), well above the average seen in other cities.

Where is insurance for the 2021 Kia Soul most affordable?

Repentigny ($561) and Sherbrooke ($832) offer the lowest average premiums for this model among the cities provided.

What factors influence the premium for a 2021 Kia Soul?

City of residence, driver profile, and premium year play a major role, as shown by the wide gap between Laval ($3539) and Repentigny ($561).

HYUNDAI
VENUE

NISSAN
KICKS

TOYOTA
COROLLA
HATCHBACK

MAZDA
CX-30

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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