Find and compare cheap insurance quotes

KIA SOUL 2020 Car Insurance

View offers received by our clients for their KIA SOUL 2020 car insurance

Click here to save on your car insurance

The 2020 Kia Soul is a compact urban crossover known for its distinctive boxy design and spacious cabin. Practical and affordable, it appeals to city drivers seeking a versatile, easy-to-maneuver, and budget-friendly daily vehicle.

KIA SOUL 2020 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2020 Kia Soul fluctuate: they drop from $1092 to $988 by 2023, then rise sharply to $1360 in 2025 before easing slightly to $1288 in 2026. This reflects notable variation in insurance costs over the observed period.

To find the best insurance for your KIA SOUL 2020 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SOUL 2020 cost in Quebec?

City differences are very pronounced for the 2020 Kia Soul: Saint-Jérôme ($3923) and Terrebonne ($3542) show premiums well above average, followed by Montreal ($2379). By contrast, Gatineau ($402) and Drummondville ($494) post the lowest amounts among the provided cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $493.82
GATINEAU $402.21
LAVAL $565.71
LÉVIS $902.52
MONTRÉAL $2337.25
QUÉBEC $781.78
REPENTIGNY $1259.17
SAINT-JEAN-SUR-RICHELIEU $728.27
SHERBROOKE $793.88
TERREBONNE $3542.12

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2020 Kia Soul?
The average premium for a 2020 Kia Soul reached $1288 in 2026, after climbing to $1360 in 2025. However, this amount varies significantly depending on the city of residence.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the 2020 Kia Soul premium vary so much between 2021 and 2025?
The premium dropped from $1092 in 2021 to $988 in 2023, then jumped to $1360 in 2025, possibly reflecting overall increases in repair costs and claims activity during that period.
Which city has the highest insurance cost for a 2020 Kia Soul?
Based on the data provided, Saint-Jérôme shows the highest premium at $3923, followed by Terrebonne at $3542, well above the other compared cities.
Which cities offer the most affordable premiums for this model?
Gatineau ($402) and Drummondville ($494) show the lowest average premiums among the cities provided for the 2020 Kia Soul.
What factors influence the insurance premium for a 2020 Kia Soul?
Vehicle age, claims history, location, and driver profile all influence the premium, which explains the significant differences observed between cities.
How can I compare insurance prices for a 2020 Kia Soul?
Comparing multiple insurer quotes based on your city and profile remains the best way to secure a competitive price, especially given the marked differences observed between certain cities.

Offers received by our customers on KIA SOUL 2020 cars

Similar brands

HONDA
HR-V
HYUNDAI
KONA
NISSAN
KICKS
TOYOTA
C-HR

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026