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KIA SOUL 2018 Car Insurance

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The 2018 Kia Soul is a compact urban crossover with a distinctive boxy design, offering a spacious cabin and strong everyday versatility. Economical and easy to maneuver in the city, it appeals to drivers seeking a practical and affordable vehicle.

KIA SOUL 2018 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2018 Kia Soul remain relatively stable through 2024, ranging between $838 and $879, before increasing more noticeably to $991 in 2025 and $1014 in 2026. This recent rise reflects broader increases in repair and insurance costs.

To find the best insurance for your KIA SOUL 2018 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SOUL 2018 cost in Quebec?

Premiums are highest in Drummondville ($1727), Terrebonne ($1549), and Montreal ($1528), while Saint-Jérôme ($425) and Repentigny ($450) post the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1726.86
LAVAL $846.22
LÉVIS $692.66
LONGUEUIL $597.37
MONTRÉAL $1527.86
QUÉBEC $1120.24
REPENTIGNY $450.17
SAINT-JÉRÔME $425.42
TERREBONNE $1548.62
TROIS-RIVIÈRES $1065

Frequently asked questions (FAQ)

How much does insurance cost for a 2018 Kia Soul?
In 2026, the average premium for a 2018 Kia Soul is $1014, up from $991 recorded in 2025.
Has the premium for the 2018 Kia Soul increased over time?
Yes, but mostly recently. After a stable period between $838 and $879 from 2021 to 2024, the premium rose to $991 in 2025 and then $1014 in 2026.
Which city offers the lowest insurance cost for a 2018 Kia Soul?
Based on the data provided, Saint-Jérôme ($425) and Repentigny ($450) post the lowest average premiums for this model.
Why does the premium vary so much between cities for this vehicle?
The gap between Drummondville ($1727) and Saint-Jérôme ($425) illustrates the significant impact of urban density, theft rates, and local claim frequency on premium calculations.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the insurance premium for a 2018 Kia Soul?
Vehicle age, claims history, city of residence, and driver profile all influence the premium, which ranges from $425 to $1727 depending on location.
How can I reduce my premium for a 2018 Kia Soul?
Comparing quotes from several insurers, especially between cities with marked differences like Drummondville and Saint-Jérôme, can often reveal a more favorable premium.

Offers received by our customers on KIA SOUL 2018 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026