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KIA SOUL 2021 Car Insurance

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The 2021 Kia Soul is a compact crossover with a distinctive urban style, offering a spacious cabin and city-friendly versatility. Affordable and practical, it appeals to drivers seeking a functional vehicle with a touch of personality.

KIA SOUL 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2025, the average premium for the 2021 Kia Soul fluctuates, dropping from $1131 to a low of $948 in 2022, then climbing to $1422 in 2025 before easing to $1207 in 2026. This pattern reflects notable variation rather than a steady trend.

To find the best insurance for your KIA SOUL 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SOUL 2021 cost in Quebec?

Premiums vary widely by city: Laval shows the highest amount ($3539), followed by Montreal ($1788) and Trois-Rivières ($1753), while Repentigny ($561) and Sherbrooke ($832) are the most affordable. Saint-Jean-sur-Richelieu has no available data.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1648.12
DRUMMONDVILLE $854.37
GATINEAU $1167.72
LAVAL $3538.69
LÉVIS $1276.72
LONGUEUIL $1345.06
MONTRÉAL $1787.82
QUÉBEC $1268.78
REPENTIGNY $560.7
SAINT-JÉRÔME $1460.92
SHERBROOKE $832.4
TERREBONNE $1063.30
TROIS-RIVIÈRES $1139.82

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Kia Soul?
The average premium for a 2021 Kia Soul varies by year, ranging from $948 in 2022 to $1422 in 2025, with a value of $1207 in 2026.
Does the 2021 Kia Soul's premium keep increasing?
No. Between 2021 and 2025, the premium fluctuates rather than rising steadily, moving from $1131 to $948, then to $1422, before easing to $1207 in 2026.
Why is the premium so high in Laval?
Based on the data provided, Laval shows the highest premium at $3539, a notable gap compared to other cities like Repentigny ($561) or Sherbrooke ($832).
Which cities offer the lowest 2021 Kia Soul premiums?
Repentigny ($561) and Sherbrooke ($832) show the lowest average premiums among the cities provided for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2021 Kia Soul?
Driver age, place of residence, claims history, and vehicle use all influence the premium, which can vary significantly between cities, such as Laval and Repentigny.
How can I get a better price for a 2021 Kia Soul?
Comparing quotes from several insurers and checking regional differences, such as those between Montreal ($1788) and Sherbrooke ($832), can help find a better price.

Offers received by our customers on KIA SOUL 2021 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026