KIA SOUL 2023 Car Insurance

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The 2023 Kia Soul is a compact urban crossover known for its distinctive boxy design and spacious cabin. Practical and affordable, it appeals to city drivers seeking versatility, good value, and a visually unique personality.

KIA SOUL 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2022 to 2026, premiums for the 2023 Kia Soul fluctuate rather than follow a linear trend, moving from $1503 in 2022 to $1351 in 2023, then rising to $1524 in 2025 before dropping to $1252 in 2026. These variations suggest overall relative stability despite yearly adjustments.

To find the best insurance for your KIA SOUL 2023 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your KIA SOUL 2023

How much does insurance for your KIA SOUL 2023 cost in Quebec?

Premiums are highest in Montreal ($2022), Saint-Jérôme ($1876), and Sherbrooke ($1842), while Drummondville ($698) and Saint-Jean-sur-Richelieu ($983) show the lowest amounts. The gap between cities is particularly notable for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$698.01
GATINEAU	$1139.04
LAVAL	$1347.19
LÉVIS	$1010.86
MONTRÉAL	$2021.65
QUÉBEC	$977.08
SAINT-JEAN-SUR-RICHELIEU	$843.15
SAINT-JÉRÔME	$1876.12
SHERBROOKE	$1842.50

Frequently asked questions (FAQ)

How much does insurance cost for a 2023 Kia Soul?

The average premium for a 2023 Kia Soul is $1351 based on available data for this model year, though this amount varies by city and driver profile.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Are premiums for the 2023 Kia Soul rising over time?

Not consistently. Between 2022 and 2026, the average premium fluctuates between $1252 and $1524, without a clear upward or downward trend over the available period.

Which city offers the lowest insurance cost for a 2023 Kia Soul?

Based on the data provided, Drummondville ($698) and Saint-Jean-sur-Richelieu ($983) show the lowest average premiums for this model.

Why is Montreal's premium significantly higher?

In Montreal, the average premium reaches $2022, nearly triple that of Drummondville, due to urban density, heavy traffic, and higher claim frequency.

What factors influence the premium for a 2023 Kia Soul?

Place of residence, driver age, driving history, and vehicle usage are among the main factors that cause premiums to vary for this model.

HYUNDAI
KONA

HONDA
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NISSAN
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CHEVROLET
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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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