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KIA SOUL 2013 Car Insurance

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The 2013 Kia Soul is a compact urban crossover known for its distinctive boxy style and roomy cabin. Practical and affordable, it appeals to city drivers seeking versatility and easy parking without sacrificing cargo space.

KIA SOUL 2013 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2013 Kia Soul fluctuate without a clear trend, moving from $891 in 2021 to $558 in 2022, rising back to $724 in 2024, then dropping to $528 in 2026. This irregular pattern reflects annual market variation more than vehicle aging.

To find the best insurance for your KIA SOUL 2013 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SOUL 2013 cost in Quebec?

Premiums for the 2013 Kia Soul are highest in Saint-Jérôme ($864) and Gatineau ($845), while Drummondville ($340) and Terrebonne ($375) show the lowest amounts. Other cities, such as Laval ($515), Trois-Rivières ($516), and Sherbrooke ($514), sit in a similar mid-range.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $340.08
GATINEAU $845.31
LAVAL $515.40
LÉVIS $495.96
LONGUEUIL $0
MONTRÉAL $560.64
QUÉBEC $624.91
REPENTIGNY $382.04
SAINT-JÉRÔME $864.37
SHERBROOKE $514.26
TERREBONNE $375.24
TROIS-RIVIÈRES $603.42

Frequently asked questions (FAQ)

How much does insurance cost for a 2013 Kia Soul?
The average premium for a 2013 Kia Soul varies by year, ranging from $528 in 2026 to $891 in 2021, with a $641 premium recorded in 2025.
Has the premium for the 2013 Kia Soul increased over time?
Not consistently. The data shows fluctuations, with an initial drop from $891 to $558, followed by variation between $645 and $724 before dropping to $528 in 2026.
Which city offers the lowest insurance cost for a 2013 Kia Soul?
Based on the data provided, Drummondville ($340) and Terrebonne ($375) post the lowest average premiums for this model.
Why does the premium vary so much between cities?
Saint-Jérôme ($864) and Gatineau ($845) show significantly higher premiums than Drummondville ($340), likely due to local driving patterns and regional claim frequency.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2013 Kia Soul?
Vehicle age, reduced replacement value, claims history, and driver location directly affect premiums, which range from $340 to $864 depending on the city.
How can I lower my 2013 Kia Soul insurance premium?
Comparing quotes from several insurers and checking city-specific premiums, like Drummondville ($340) versus Saint-Jérôme ($864), can reveal meaningful savings.

Offers received by our customers on KIA SOUL 2013 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026