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KIA SOUL 2012 Car Insurance

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The 2012 Kia Soul is a compact crossover with a distinctive urban style, valued for its generous interior space and everyday versatility. Affordable and practical, it appeals to city drivers seeking a functional vehicle with a bit of personality.

KIA SOUL 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2012 Kia Soul fluctuate without a clear trend, ranging between $485 and $787. After peaking at $787 in 2022, the premium drops to $485 in 2025 before rising again to $591 in 2026, reflecting variability rather than a steady increase or decrease.

To find the best insurance for your KIA SOUL 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SOUL 2012 cost in Quebec?

Premiums show significant differences by city: Saint-Jean-sur-Richelieu ($906) and Laval ($794) post the highest amounts, while Quebec City ($218) and Saguenay ($341) are notably more affordable. Other cities, including Trois-Rivières ($521) and Terrebonne ($521), fall within a mid-range band.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $794.23
LÉVIS $383.12
LONGUEUIL $551.54
MONTRÉAL $501.83
QUÉBEC $218.03
Saguenay $341.3
SAINT-JEAN-SUR-RICHELIEU $905.52
SAINT-JÉRÔME $0
TERREBONNE $520.57
TROIS-RIVIÈRES $521.46

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2012 Kia Soul?
The average premium for a 2012 Kia Soul varies by year, ranging from $485 to $787 between 2021 and 2026. In 2026, the average premium sits around $591.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Has the premium for the 2012 Kia Soul changed much over time?
Yes. Between 2021 and 2026, the premium fluctuated between $485 and $787 without a steady trend, reflecting some instability rather than a consistent rise or fall.
Which city offers the lowest insurance cost for a 2012 Kia Soul?
Based on the data provided, Quebec City ($218) and Saguenay ($341) post the lowest average premiums for this model.
Why is the premium so high in Saint-Jean-sur-Richelieu?
The data shows an average premium of $906 in Saint-Jean-sur-Richelieu, notably higher than other listed cities, which may reflect local claims frequency or traffic density factors.
What factors influence the premium for a 2012 Kia Soul?
The vehicle's age, its reduced replacement value, the driver's profile, and the city of residence are the main factors influencing the insurance premium for this model.
How can I lower my premium for a 2012 Kia Soul?
Comparing quotes from several insurers and adjusting coverage to match the vehicle's current value are effective ways to reduce the premium for an older model like the Soul 2012.

Offers received by our customers on KIA SOUL 2012 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026