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KIA SOUL 2022 Car Insurance

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The 2022 Kia Soul is a compact urban crossover with a distinctive boxy design, offering a spacious cabin and strong versatility. Popular among city drivers, it combines practicality, unique styling, and affordable everyday running costs.

KIA SOUL 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2022 Kia Soul fluctuate noticeably, moving from $1122 to $1082, spiking to $2073 in 2024, then dropping to $1290 in 2025 and $1302 in 2026. This volatility suggests periodic variation rather than a stable linear trend.

To find the best insurance for your KIA SOUL 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SOUL 2022 cost in Quebec?

Montreal shows the highest premium for the 2022 Kia Soul ($2022), followed by Saint-Jérôme ($1537) and Repentigny ($1371), while Trois-Rivières ($684) and Sherbrooke ($861) post the lowest amounts. The gap between cities remains substantial.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $778.80
LAVAL $1317.81
LÉVIS $1320.38
MONTRÉAL $2022.02
QUÉBEC $1318.00
REPENTIGNY $1371.34
SAINT-JEAN-SUR-RICHELIEU $1026.6
SAINT-JÉRÔME $1363.04
SHERBROOKE $861.1
TERREBONNE $1351.75
TROIS-RIVIÈRES $684.25

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Kia Soul?
The average premium varies by year, ranging from $1082 in 2022 to $1302 in 2026, with a notable spike of $2073 in 2024.
Why did the premium for the 2022 Kia Soul jump in 2024?
The rise to $2073 in 2024 may reflect higher repair costs, more frequent claims, or market adjustments, before settling back to $1290 in 2025.
Which city offers the lowest insurance cost for a 2022 Kia Soul?
Based on the data provided, Trois-Rivières ($684) and Sherbrooke ($861) post the lowest average premiums for this model.
Why does Montreal show the highest premium for the 2022 Kia Soul?
With an average premium of $2022, Montreal stands out clearly from other cities, likely due to urban density and higher claim frequency.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence insurance costs for a 2022 Kia Soul?
Driver age, place of residence, claims history, and vehicle usage are among the main factors influencing the premium, alongside the variation observed between $1082 and $2073 depending on the year.
How can I lower my insurance costs for a 2022 Kia Soul?
Comparing quotes from multiple insurers, bundling auto and home coverage, and maintaining a clean driving record are effective ways to reduce insurance costs.

Offers received by our customers on KIA SOUL 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026