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KIA SOUL 2016 Car Insurance

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The 2016 Kia Soul is a compact crossover known for its distinctive boxy styling, surprising interior space, and urban practicality. Affordable and versatile, it appeals to drivers seeking a budget-friendly, easy-to-park vehicle suited to daily needs.

KIA SOUL 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2016 Kia Soul fluctuates, dropping from $941 in 2021 to $691 in 2022, then gradually climbing back to $825 in 2026. This non-linear pattern suggests recent stabilization rather than a steady upward or downward trend.

To find the best insurance for your KIA SOUL 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SOUL 2016 cost in Quebec?

Premiums are highest in Terrebonne ($1267), Gatineau ($968), and Montreal ($960), while Saint-Jérôme ($222) and Brossard ($356) show the lowest amounts. The gap between cities is particularly notable for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $712.33
GATINEAU $967.50
LAVAL $726.28
LONGUEUIL $522.66
MONTRÉAL $1002.34
QUÉBEC $1055.94
REPENTIGNY $480.77
Saguenay $787.90
SAINT-JEAN-SUR-RICHELIEU $736.84
SAINT-JÉRÔME $222.36
SHERBROOKE $842.24
TERREBONNE $1266.95
TROIS-RIVIÈRES $791.21

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Kia Soul?
The average premium for a 2016 Kia Soul is $825 in 2026, after fluctuating between $691 and $941 over the available years of data.
Has the 2016 Kia Soul's premium changed a lot since 2021?
Yes. It dropped from $941 in 2021 to $691 in 2022, then gradually climbed back to $825 in 2026, showing an irregular pattern rather than a steady trend.
Which city offers the lowest insurance cost for a 2016 Kia Soul?
Based on the data provided, Saint-Jérôme ($222) and Brossard ($356) post the lowest average premiums for this model.
Why is the premium so high in Terrebonne?
At $1267, Terrebonne shows the highest premium among the provided cities, a gap that may relate to local claim frequency and risk profile for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium of a 2016 Kia Soul?
Vehicle age, location, driving history, and claim frequency for this model all influence the premium, which varies significantly by city, from $222 to $1267.
How can I get a lower premium for my 2016 Kia Soul?
Comparing quotes from multiple insurers remains the most effective approach, given the significant differences observed between cities for this model.

Offers received by our customers on KIA SOUL 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026