TOYOTA Car Insurance

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Toyota is an automaker known for reliability, low depreciation, and fuel efficiency across its lineup. Present in nearly every segment, the brand appeals to a broad clientele seeking durability, lower maintenance costs, and everyday peace of mind.

TOYOTA CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for Toyota vehicles fluctuate: they drop from $1627 to $1085 between 2021 and 2022, then gradually climb back to $1418 in 2025, before easing slightly to $1406 in 2026. This shows recent stabilization following an initial decline.

To find the best insurance for your TOYOTA vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your TOYOTA

How much does insurance for your TOYOTA cost in Quebec?

Premiums are highest in Montreal ($1956) and Gatineau ($1650), while Drummondville ($1200), Trois-Rivières ($1240), and Saint-Jean-sur-Richelieu ($1235) show the lowest amounts. Other cities fall within a mid-range band.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1580.33
DRUMMONDVILLE	$1200.40
GATINEAU	$1649.64
LAVAL	$1502.69
LÉVIS	$1252.41
LONGUEUIL	$1369.83
MONTRÉAL	$1955.64
QUÉBEC	$1412.99
REPENTIGNY	$1332.95
Saguenay	$1317.01
SAINT-JEAN-SUR-RICHELIEU	$1235.16
SAINT-JÉRÔME	$1328.61
SHERBROOKE	$1260.95
TERREBONNE	$1344.99
TROIS-RIVIÈRES	$1239.69

Frequently asked questions (FAQ)

How much does auto insurance cost for a Toyota?

The average premium for a Toyota vehicle stands at $1406 in 2026, based on available data, following $1418 in 2025.

Have Toyota premiums changed much since 2021?

Yes. The average premium dropped from $1627 in 2021 to just $1085 in 2022, then gradually climbed back to $1418 by 2025 before stabilizing at $1406 in 2026.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Which city offers the lowest insurance cost for a Toyota?

Based on the data provided, Drummondville ($1200), Saint-Jean-sur-Richelieu ($1235), and Trois-Rivières ($1240) show the lowest average premiums for this automaker.

Why does Montreal show the highest premium for Toyota?

With an average of $1956, Montreal stands out due to high urban density, heavy traffic volume, and a higher claim frequency compared to less populated regions.

What factors influence the premium for a Toyota vehicle?

The specific model, model year, location, driver profile, and claims history all affect the final premium, alongside the broader trends observed between $1085 and $1627 over the studied period.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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