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TOYOTA FJ CRUISER Car Insurance

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The Toyota FJ Cruiser is a rugged SUV with retro styling inspired by classic Land Cruisers. Built for off-road adventure, it combines serious all-terrain capability with well-known reliability, appealing to outdoor enthusiasts seeking a vehicle with distinctive character.

TOYOTA FJ CRUISER CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Toyota FJ Cruiser fluctuate noticeably, moving from $398 to a peak of $641 in 2022, then oscillating between $442 and $579 before reaching $560 in 2026. This variability reflects broader insurance market shifts rather than a clear linear trend.

To find the best insurance for your TOYOTA FJ CRUISER vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA FJ CRUISER cost in Quebec?

Among the provided cities, Montreal shows the highest average premium ($565), followed by Repentigny ($435) and Laval ($434). Saguenay stands out with the lowest premium ($342), while Quebec City sits at $424.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $433.6
MONTRÉAL $565.24
QUÉBEC $424.27
REPENTIGNY $434.91
Saguenay $342.37

Frequently asked questions (FAQ)

How much does insurance cost for a Toyota FJ Cruiser?
The average cost has ranged between $398 and $641 depending on the year, with a premium of $560 in 2026, the most recent data available.
Have FJ Cruiser premiums increased over time?
Not in a linear way. Between 2021 and 2026, premiums fluctuate between $398 and $641, without a consistent upward or downward trend year to year.
Which city is cheapest to insure a FJ Cruiser in?
Based on the provided data, Saguenay shows the lowest premium at $342, compared to $565 in Montreal.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the FJ Cruiser's premium vary so much year to year?
These fluctuations can stem from changes in claims data, shifts in the insurance market, or parts availability for this discontinued model.
Is the FJ Cruiser more expensive to insure than a comparable off-road SUV?
It depends on the comparison. Its off-road purpose and parts costs can influence premiums, but amounts remain generally moderate based on available data.
How can I compare premiums for a FJ Cruiser?
Getting multiple quotes from different insurers remains the best way to identify the best price for your profile and city of residence.

Offers received by our customers on TOYOTA FJ CRUISER cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026