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TOYOTA GR86 Car Insurance

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The Toyota GR86 is a compact rear-wheel-drive sports coupe built for driving purists. Light and agile, it prioritizes chassis balance and pure driving feel over raw power, occupying an affordable niche for enthusiasts.

TOYOTA GR86 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2022 to 2026, premiums for the Toyota GR86 rise sharply, moving from $1580 to a peak of $2529 in 2025, before easing to $2340 in 2026. This reflects the vehicle's sports classification and a possible recent stabilization in costs.

To find the best insurance for your TOYOTA GR86 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA GR86 cost in Quebec?

Premiums vary widely by city, ranging from $963 in Drummondville to $2739 in Saint-Jérôme. Quebec City ($2446) and Montreal ($2261) also show high amounts, while Gatineau ($1227) and Saint-Jean-sur-Richelieu ($1343) remain among the most affordable.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $963.29
LAVAL $1535.50
LÉVIS $1787.34
MONTRÉAL $2260.80
QUÉBEC $2446.22
SAINT-JEAN-SUR-RICHELIEU $1342.88
SAINT-JÉRÔME $2739.17

Frequently asked questions (FAQ)

How much does insurance cost for a Toyota GR86?
The average premium for a Toyota GR86 reached $2340 in 2026, after peaking at $2529 in 2025. Costs vary significantly by city and driver profile.
Why has the GR86's premium increased so much since 2022?
Between 2022 and 2025, the average premium rose from $1580 to $2529, driven by its sports classification and rising repair costs, before easing slightly to $2340 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a GR86?
Based on the data provided, Drummondville has the lowest premium at $963, followed by Gatineau ($1227) and Saint-Jean-sur-Richelieu ($1343).
Why does Saint-Jérôme have the highest premium?
Saint-Jérôme reaches $2739, the highest amount among the cities provided, which may reflect local factors tied to claim frequency or insured driver profiles.
What factors influence a GR86's premium?
Its sports classification, rear-wheel-drive layout, parts costs, and the driver's city of residence strongly influence the premium, which ranges from $963 to $2739 according to the data.
How can I reduce the cost of insuring a GR86?
Comparing multiple insurer quotes and choosing coverage suited to actual usage remain the best ways to lower the premium for a sports car like the GR86.

Offers received by our customers on TOYOTA GR86 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026