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TOYOTA RAV4 Car Insurance

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The Toyota RAV4 is a versatile compact SUV known for its reliability, generous interior space, and proven durability. Popular with families and urban drivers alike, it combines practicality, modern safety technology, and efficient powertrains, including a hybrid option.

TOYOTA RAV4 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Toyota RAV4 fluctuate significantly: after peaking at $2292 in 2021, they drop to $1193 in 2022, then gradually climb to $1578 in 2025, before easing slightly to $1507 in 2026. This pattern reflects broader insurance market adjustments rather than a steady linear trend.

To find the best insurance for your TOYOTA RAV4 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA RAV4 cost in Quebec?

Premiums for the RAV4 are highest in Montreal ($2333), Brossard ($1718), and Laval ($1705), while Drummondville ($1265) and Saint-Jean-sur-Richelieu ($1287) show the lowest amounts. The gap between these cities exceeds $1000, highlighting significant geographic variation.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1679.97
DRUMMONDVILLE $1250.29
GATINEAU $1502.36
LAVAL $1709.75
LÉVIS $1428.40
LONGUEUIL $1473.50
MONTRÉAL $2296.30
QUÉBEC $1489.08
REPENTIGNY $1315.57
Saguenay $1399.46
SAINT-JEAN-SUR-RICHELIEU $1355.28
SAINT-JÉRÔME $1489.97
SHERBROOKE $1446.50
TERREBONNE $1541.88
TROIS-RIVIÈRES $1436.36

Frequently asked questions (FAQ)

How much does auto insurance cost for a Toyota RAV4?
The average premium for a Toyota RAV4 varies by year, ranging from $1193 in 2022 to $2292 in 2021, with a value of $1507 in 2026 based on available data.
Why did the RAV4 premium fluctuate so much between 2021 and 2026?
After peaking at $2292 in 2021, the premium dropped to $1193 in 2022 before gradually climbing to $1578 in 2025, then easing slightly to $1507 in 2026, reflecting broader insurance market adjustments.
Which city has the highest insurance cost for a RAV4?
Based on the data provided, Montreal shows the highest average premium for the RAV4 at $2333, followed by Brossard ($1718) and Laval ($1705).
Where is the RAV4 cheapest to insure?
Drummondville ($1265) and Saint-Jean-sur-Richelieu ($1287) offer the lowest average premiums for this vehicle among the provided cities.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a RAV4?
Location, model year, driver profile, and daily usage all influence the premium, which ranges from $1193 to $2292 across the observed years.
How can I reduce my RAV4 insurance premium?
Comparing quotes from multiple insurers, bundling auto and home policies, and maintaining a clean driving record are effective ways to lower the premium.

Offers received by our customers on TOYOTA RAV4 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026