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TOYOTA HIGHLANDER Car Insurance

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The Toyota Highlander is a three-row family SUV known for its reliability, comfort, and versatility. Designed for active families, it combines generous space, advanced safety technology, and a lasting reputation in the mid-size SUV segment.

TOYOTA HIGHLANDER CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Toyota Highlander fluctuate, rising from $1309 in 2021 to a peak of $1859 in 2024, then easing to $1732 in 2026. This variation reflects market adjustments rather than a steady linear trend.

To find the best insurance for your TOYOTA HIGHLANDER vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA HIGHLANDER cost in Quebec?

Differences between cities are significant: Gatineau ($6057) and Drummondville ($4212) show the highest premiums, while Saint-Jean-sur-Richelieu ($889) and Saguenay ($1116) post the lowest amounts. Montreal ($2284) and Longueuil ($2642) fall in a mid-to-upper range.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1593.14
DRUMMONDVILLE $4212.24
GATINEAU $6802.17
LAVAL $1880.82
LÉVIS $1465.39
LONGUEUIL $2642.29
MONTRÉAL $2239.67
QUÉBEC $1407.87
REPENTIGNY $1999.48
Saguenay $1116.35
SAINT-JEAN-SUR-RICHELIEU $889.24
SAINT-JÉRÔME $2035.50
SHERBROOKE $1435.00
TERREBONNE $2242.33
TROIS-RIVIÈRES $1541.65

Frequently asked questions (FAQ)

How much does insurance cost for a Toyota Highlander?
The average premium varies by year, ranging from $1309 in 2021 to $1732 in 2026, with a peak of $1859 in 2024. Costs also depend heavily on the city of residence.
Do Highlander premiums keep rising every year?
No. Between 2021 and 2026, the average premium fluctuates rather than rising steadily, moving from $1309 to a peak of $1859 in 2024, then easing to $1732 in 2026.
Which city has the highest insurance cost for a Highlander?
Based on the provided data, Gatineau shows the highest premium at $6057, followed by Drummondville at $4212.
Where is the Highlander cheapest to insure?
Saint-Jean-sur-Richelieu ($889) and Saguenay ($1116) show the lowest average premiums among the provided cities.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why is the gap between cities so large for this vehicle?
Factors such as claim frequency, regional theft rates, and traffic density can explain large gaps, such as between Gatineau ($6057) and Saint-Jean-sur-Richelieu ($889).
How can I lower my Highlander's insurance premium?
Comparing quotes from several insurers based on your city of residence is essential, given the significant regional differences observed for this model.

Offers received by our customers on TOYOTA HIGHLANDER cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026