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TOYOTA TACOMA Car Insurance

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The Toyota Tacoma is a midsize pickup known for its durability and long-term reliability. Popular for both work and outdoor use, it combines off-road capability, strong resale value, and versatility appreciated by a wide range of drivers.

TOYOTA TACOMA CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2025, average premiums for the Toyota Tacoma rise sharply from $1188 to $1759, before easing slightly to $1709 in 2026. This progression reflects rising repair and replacement costs for pickup trucks.

To find the best insurance for your TOYOTA TACOMA vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA TACOMA cost in Quebec?

Premiums are highest in Montreal ($2818), Repentigny ($2451), and Laval ($2120), while Drummondville ($913) and Brossard ($1109) post the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1108.53
DRUMMONDVILLE $971.54
GATINEAU $1694.97
LAVAL $2051.83
LÉVIS $1952.21
LONGUEUIL $1874.67
MONTRÉAL $2722.90
QUÉBEC $1683.01
REPENTIGNY $2777.73
Saguenay $1510.28
SAINT-JEAN-SUR-RICHELIEU $1188.26
SAINT-JÉRÔME $1602.03
SHERBROOKE $2046.54
TERREBONNE $1602.01
TROIS-RIVIÈRES $1840.68

TOYOTA TACOMA average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Frequently asked questions (FAQ)

How much does auto insurance cost for a Toyota Tacoma?
The average premium for a Toyota Tacoma reached $1759 in 2025, before easing slightly to $1709 in 2026, based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Have Tacoma premiums increased a lot since 2021?
Yes. The average premium rose from $1188 in 2021 to $1759 in 2025 — nearly a 48% increase — before easing slightly to $1709 in 2026.
Which cities offer the lowest Tacoma insurance costs?
Based on the data provided, Drummondville ($913) and Brossard ($1109) post the lowest average premiums for this vehicle.
Why is Montreal's Tacoma premium so much higher?
With an average of $2818, Montreal stands out well above other cities, likely due to traffic density and higher claim frequency in urban areas.
What factors influence a Tacoma's insurance premium?
Pickup truck classification, replacement value, theft risk, and parts costs all influence the premium, which varies significantly by city of residence.
How can I lower my Tacoma insurance premium?
Comparing quotes from several insurers is the most effective approach, given the wide gap observed between cities, ranging from $913 to $2818.

Offers received by our customers on TOYOTA TACOMA cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this TOYOTA TACOMA page

The premiums above cover every version of the TOYOTA TACOMA, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
TACOMA ACCESS CAB 2WD 2005 - 2019
TACOMA ACCESS CAB 4WD 2005 - 2019
TACOMA DOUBLE CAB 4WD 2024 - 2026
TACOMA HEV DOUBLE CAB 4WD 2024 - 2026
TACOMA LIMITED V6 DOUBLE CAB 2WD 2017
TACOMA LIMITED V6 DOUBLE CAB 4WD 2016 - 2020
TACOMA NIGHTSHADE V6 DOUBLE CAB 4WD 2021
TACOMA PRERUNNER ACCESS CAB 2WD 2005 - 2015
TACOMA PRERUNNER DOUBLE CAB 2WD 2001 - 2015
TACOMA PRERUNNER REG CAB 2WD 2001 - 2008
TACOMA PRERUNNER V6 ACCESS CAB 2WD 2005 - 2014
TACOMA PRERUNNER V6 DOUBLE CAB 2WD 2001 - 2015
Show the 19 other versions

TACOMA PRERUNNER V6 XTRACAB 2WD (2001 - 2004), TACOMA PRERUNNER XTRACAB 2WD (2001 - 2004), TACOMA REG CAB 2WD (2001 - 2014), TACOMA REG CAB 4WD (2001 - 2014), TACOMA S-RUNNER V6 XTRACAB 2WD (2001), TACOMA SR ACCESS CAB 2WD (2020 - 2022), TACOMA SR DOUBLE CAB 2WD (2017 - 2024), TACOMA SR5 ACCESS CAB 4WD (2021 - 2023), TACOMA SR5 DOUBLE CAB 2WD (2020 - 2021), TACOMA SR5 V6 ACCESS CAB 2WD (2016 - 2019), TACOMA SR5 V6 DOUBLE CAB 2WD (2016 - 2022), TACOMA SR5 V6 DOUBLE CAB 4WD (2019 - 2022), TACOMA SR5 V6 XTRACAB 4WD (2001 - 2003), TACOMA V6 ACCESS CAB 4WD (2005 - 2023), TACOMA V6 DOUBLE CAB 4WD (2001 - 2023), TACOMA V6 XTRACAB 4WD (2001 - 2004), TACOMA X-RUNNER V6 ACCESS CAB 2WD (2005 - 2012), TACOMA XTRACAB 2WD (2001 - 2004), TACOMA XTRACAB 4WD (2001 - 2004)


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