CHEVROLET EQUINOX 2012 Car Insurance

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The 2012 Chevrolet Equinox is a versatile compact SUV known for its roomy cabin, mechanical reliability, and affordable upkeep. Still common on the road over a decade after launch, it remains a practical choice for families and everyday use.

CHEVROLET EQUINOX 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, the average premium for the 2012 Chevrolet Equinox first declines from $994 to $567 in 2024, before rising again to $739 in 2026. The initial drop reflects the vehicle's depreciation, while the recent uptick may point to broader increases in repair and insurance costs.

To find the best insurance for your CHEVROLET EQUINOX 2012 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your CHEVROLET EQUINOX 2012 cost in Quebec?

Premiums vary widely by city for this model: Montreal ($1125) and Quebec City ($945) show the highest amounts, while Laval ($282) and Saint-Jean-sur-Richelieu ($308) are significantly more affordable. Terrebonne ($706), Sherbrooke ($468), and Trois-Rivières ($535) fall in a mid-range band.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
LAVAL	$282.31
MONTRÉAL	$1124.89
QUÉBEC	$945.03
SAINT-JEAN-SUR-RICHELIEU	$308.07
SHERBROOKE	$467.61
TERREBONNE	$706

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2012 Chevrolet Equinox?

The average premium for a 2012 Chevrolet Equinox varies by year, ranging from $567 in 2024 to $994 in 2021, with a recent premium of $739 in 2026.

Has the Equinox 2012 premium changed a lot over the years?

Yes. It dropped from $994 in 2021 to a low of $567 in 2024, then rose again to $739 in 2026, an evolution combining vehicle depreciation and broader insurance cost increases.

Which city offers the lowest insurance cost for an Equinox 2012?

Based on the data provided, Laval ($282) and Saint-Jean-sur-Richelieu ($308) post the lowest average premiums for this model.

Why is the premium so much higher in Montreal compared to Laval?

Montreal shows an average premium of $1125, versus only $282 in Laval, a gap largely explained by traffic density and higher claim frequency in urban areas.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

What factors influence the premium for an older vehicle like the 2012 Equinox?

The vehicle's age, lower replacement value, claims history, and parts availability all influence the premium, which is generally more affordable than that of a newer model.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/08/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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