FORD F150 Car Insurance

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The Ford F-150 is North America's best-selling full-size truck, known for its toughness, towing capacity, and versatility. It appeals to both tradespeople and families looking for a reliable, powerful utility vehicle.

FORD F150 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, Ford F-150 premiums fluctuate rather than follow a linear trend: they drop from $1854 to $1146 between 2021 and 2022, gradually climb to $1748 by 2025, then ease slightly to $1636 in 2026. This variability may reflect changes in repair costs and claims patterns over the years.

To find the best insurance for your FORD F150 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your FORD F150 cost in Quebec?

Premiums for the F-150 are highest in Montreal ($2642), Saguenay ($1962), and Quebec City ($1939), while Longueuil ($1062), Lévis ($1300), and Laval ($1367) show the lowest amounts. The spread between cities is particularly wide, ranging from just over $1000 to more than $2600.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1668.68
DRUMMONDVILLE	$1503.71
GATINEAU	$1823.77
LAVAL	$1378.07
LÉVIS	$1388.53
LONGUEUIL	$1062.38
MONTRÉAL	$2759.43
QUÉBEC	$1962.76
REPENTIGNY	$1558.89
Saguenay	$1872.78
SAINT-JEAN-SUR-RICHELIEU	$1453.83
SAINT-JÉRÔME	$1494.52
SHERBROOKE	$1545.00
TERREBONNE	$1809.47
TROIS-RIVIÈRES	$1952.04

Frequently asked questions (FAQ)

How much does insurance cost for a Ford F-150?

Based on the available data, the average premium for the Ford F-150 varies year to year, ranging from $1146 in 2022 to $1854 in 2021, with a value of $1636 in 2026.

Why does the F-150 premium vary so much from year to year?

Premiums fluctuate based on repair costs, claims frequency, and insurance market changes, which explains the shift from $1146 in 2022 to $1748 in 2025.

Which city has the highest insurance cost for the F-150?

According to the data provided, Montreal has the highest premium at $2642, followed by Saguenay ($1962) and Quebec City ($1939).

Where is the F-150 cheapest to insure?

Longueuil ($1062), Lévis ($1300), and Laval ($1367) show the lowest average premiums among the cities provided.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

What factors influence the insurance price for an F-150?

Vehicle size, usage type (work or personal), replacement value, and parts costs directly affect premiums, which vary significantly by city and year.

RAM
1500

CHEVROLET
SILVERADO

GMC
SIERRA

TOYOTA
TUNDRA

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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