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FORD F150 2023 Car Insurance

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The 2023 Ford F-150 is a rugged, versatile full-size truck known for its towing capability and reliability. A North American best-seller, it suits both work and family needs, offering comfort, modern technology, and strong utility.

FORD F150 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2023 Ford F-150 fluctuate rather than follow a linear trend, moving from $2022 to $1876, then climbing to $2244 in 2025 before dropping to $1734 in 2026. These variations reflect market adjustments rather than a consistent increase or decrease.

To find the best insurance for your FORD F150 2023 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD F150 2023 cost in Quebec?

Differences between cities are significant: Montreal shows the highest premium ($7407), followed by Terrebonne ($3603), Saguenay ($3395), and Sherbrooke ($3204). In contrast, Longueuil ($1279), Saint-Jean-sur-Richelieu ($1284), Lévis ($1431), and Laval ($1456) offer the lowest amounts for this vehicle.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $2108.33
LAVAL $1456.24
LÉVIS $1431.20
LONGUEUIL $1279.13
MONTRÉAL $7407.24
QUÉBEC $2043.54
REPENTIGNY $2166.27
Saguenay $3395.01
SAINT-JEAN-SUR-RICHELIEU $1283.72
SAINT-JÉRÔME $1367.95
SHERBROOKE $3203.51
TERREBONNE $3603.42
TROIS-RIVIÈRES $2485.72

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2023 Ford F-150?
The average premium for a 2023 Ford F-150 varies by reference year, ranging from $1734 to $2244 between 2022 and 2026, with significant differences depending on the city where the vehicle is insured.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why does the F-150's premium vary so much year to year?
Premiums fluctuate based on repair costs, claim frequency, and insurance market adjustments, moving for example from $2244 in 2025 to $1734 in 2026.
Which city has the highest insurance cost for the 2023 F-150?
Based on the data provided, Montreal shows the highest premium at $7407, well above other cities like Longueuil ($1279) or Lévis ($1431).
Why do trucks like the F-150 often cost more to insure?
Their weight, higher replacement value, and parts costs drive premiums up, along with frequent use for work or towing purposes.
How can I reduce the insurance premium for an F-150?
Comparing quotes from several insurers, especially between cities with very different amounts like Montreal and Longueuil, remains the most effective way to find a competitive price.

Offers received by our customers on FORD F150 2023 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026