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FORD F150 2020 Car Insurance

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The 2020 Ford F-150 is a full-size pickup known for its toughness, towing capacity, and versatility for work and everyday use. A North American best-seller, it attracts drivers seeking power, cargo space, and proven reliability.

FORD F150 2020 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, the average premium for the 2020 Ford F-150 fluctuates rather than following a straight trend, dropping from $1482 to $1311 in 2022, rising to $1624 in 2024, then easing to $1547 in 2026. Overall, the premium remains relatively stable across the period, with a modest increase of about 4% from 2021 to 2026.

To find the best insurance for your FORD F150 2020 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD F150 2020 cost in Quebec?

Among the cities provided, Terrebonne ($1710) shows the highest premium for the 2020 Ford F-150, followed by Saint-Jean-sur-Richelieu ($1348) and Lévis ($1343). Trois-Rivières ($1121) and Gatineau ($1160) post the lowest amounts, revealing a notable regional spread.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1159.94
LAVAL $679.18
LÉVIS $1342.88
Saguenay $1386.46
SAINT-JEAN-SUR-RICHELIEU $1348.45
SAINT-JÉRÔME $1230.26
SHERBROOKE $1308.73
TERREBONNE $1709.88
TROIS-RIVIÈRES $1121.03

Frequently asked questions (FAQ)

How much does insurance cost for a 2020 Ford F-150?
The average premium for a 2020 Ford F-150 varies by reference year, ranging from $1311 in 2022 to $1624 in 2024, with a recent average of $1547 in 2026.
Has the F-150's premium increased since 2021?
Not in a straight line. The premium dropped to $1311 in 2022, climbed to $1624 in 2024, then eased to $1547 in 2026 — an overall moderate increase of about 4% since 2021.
Which city has the highest insurance cost for a 2020 F-150?
Based on the data provided, Terrebonne shows the highest premium at $1710, well above Trois-Rivières ($1121), the most affordable city.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any vehicle driven on public roads.
Why might the F-150 cost more to insure than a compact car?
Its size, weight, repair costs, and frequent use for work or towing influence the premium, which can reach $1710 in certain cities.
How can I lower my F-150 insurance premium?
Comparing multiple quotes, adjusting optional coverage, and bundling auto with home insurance are effective ways to reduce the premium, especially in higher-cost regions like Terrebonne.

Offers received by our customers on FORD F150 2020 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026