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FORD F150 2018 Car Insurance

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The 2018 Ford F-150 is a rugged, versatile full-size pickup known for its towing capacity and reliability on job sites and roads alike. It appeals to drivers seeking a utility vehicle that combines work capability with everyday usability.

FORD F150 2018 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2018 Ford F150 fluctuate significantly, starting at $6181 in 2021 before dropping to $1256 in 2022 and stabilizing between $1199 and $1386 from 2023 to 2025, then declining to $1184 in 2026. This early fluctuation may reflect a data correction rather than a lasting market trend.

To find the best insurance for your FORD F150 2018 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD F150 2018 cost in Quebec?

The highest premiums are found in Saint-Jean-sur-Richelieu ($2867), Montreal ($2155), and Trois-Rivières ($2135), while Lévis ($799), Terrebonne ($875), and Sherbrooke ($910) show the lowest amounts. The gap between the most and least expensive cities exceeds $2000.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1340.22
GATINEAU $1770.78
LAVAL $965.41
LÉVIS $590.59
LONGUEUIL $1241.56
MONTRÉAL $1730.12
QUÉBEC $1831.39
Saguenay $947.48
SAINT-JEAN-SUR-RICHELIEU $2867.38
SAINT-JÉRÔME $1443.92
SHERBROOKE $910.42
TERREBONNE $874.52
TROIS-RIVIÈRES $2134.80

Frequently asked questions (FAQ)

How much does it cost to insure a 2018 Ford F150?
In 2026, the average premium for a 2018 Ford F150 is $1184. This amount has fluctuated significantly since 2021, ranging between $1199 and $1386 in recent years after an initial peak of $6181 in 2021.
Why was the 2021 premium so much higher than later years?
The $6181 figure for 2021 stands out sharply compared to later years, which range between $1184 and $1386. This gap may stem from period-specific factors rather than a general trend.
Which city has the highest insurance cost for a 2018 F150?
Based on the data provided, Saint-Jean-sur-Richelieu has the highest premium at $2867, followed by Montreal ($2155) and Trois-Rivières ($2135).
Where is insurance for the 2018 F150 most affordable?
Lévis ($799), Terrebonne ($875), and Sherbrooke ($910) offer the lowest average premiums among the cities provided.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2018 F150?
Vehicle use (personal or commercial), replacement value, annual mileage, and region of driving directly affect the premium, which ranges from $799 to $2867 depending on the city.
How can I reduce insurance costs for a pickup like the F150?
Comparing quotes from several insurers, bundling auto with home insurance, and adjusting coverage to match actual vehicle use are effective ways to lower the premium.

Offers received by our customers on FORD F150 2018 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026