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FORD F150 2018 Car Insurance

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The 2018 Ford F-150 is a rugged full-size pickup built for both work and daily use. Known for its towing capacity and versatility, it appeals to contractors and families alike who need a dependable utility vehicle.

FORD F150 2018 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2018 Ford F-150 fluctuates significantly. After peaking at $4237 in 2021, it drops to $1256 in 2022, stabilizes between $1199 and $1386 from 2023 to 2025, then falls to $1141 in 2026. This early volatility suggests a data adjustment rather than a sustained trend.

To find the best insurance for your FORD F150 2018 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD F150 2018 cost in Quebec?

The highest premiums for the 2018 F-150 are found in Saint-Jean-sur-Richelieu ($2867), Trois-Rivières ($2135), and Quebec City ($1831), while Lévis ($591), Terrebonne ($875), and Saguenay ($947) post the lowest amounts among the 13 compared cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1340.22
GATINEAU $1770.78
LAVAL $965.41
LÉVIS $590.59
LONGUEUIL $1241.56
MONTRÉAL $1416.49
QUÉBEC $1831.39
Saguenay $947.48
SAINT-JEAN-SUR-RICHELIEU $2867.38
SAINT-JÉRÔME $1332.32
SHERBROOKE $910.42
TERREBONNE $874.52
TROIS-RIVIÈRES $2134.80

Frequently asked questions (FAQ)

How much does insurance cost for a 2018 Ford F-150?
The average premium for a 2018 Ford F-150 was $1386 in 2025, after being $1302 in 2024. This amount varies significantly depending on city and driver profile.
Has the F-150 2018 premium fluctuated a lot over time?
Yes. After an unusual peak of $4237 in 2021, the average premium stabilized between $1199 and $1386 from 2023 to 2025, then dropped to $1141 in 2026.
Which city has the highest insurance cost for the 2018 F-150?
Based on the data provided, Saint-Jean-sur-Richelieu shows the highest premium at $2867, followed by Trois-Rivières ($2135) and Quebec City ($1831).
Where is the 2018 F-150 cheapest to insure?
Lévis has the lowest premium among the compared cities at $591, followed by Terrebonne ($875) and Saguenay ($947).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why can premiums for a pickup like the F-150 vary so much by city?
Traffic density, theft and vandalism rates, and local claim frequency strongly influence premiums, which explains differences ranging from $591 to $2867 depending on the city.
How can I reduce my premium for a 2018 Ford F-150?
Comparing quotes from several insurers, adjusting optional coverage, and confirming actual vehicle use (work vs personal) are effective ways to lower the premium.

Offers received by our customers on FORD F150 2018 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026