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FORD F150 2016 Car Insurance

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The 2016 Ford F-150 is a rugged, versatile pickup known for its hauling capability, reliability, and well-equipped cabin. Popular with tradespeople and families alike, it combines utilitarian performance with everyday road comfort.

FORD F150 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2016 Ford F-150 fluctuates rather than following a linear trend, dropping from $1089 in 2021 to $925 in 2024, then rising to $1006 in 2025 and settling at $931 in 2026. Overall, the premium remains below its 2021 level.

To find the best insurance for your FORD F150 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD F150 2016 cost in Quebec?

Premiums vary significantly by city for the 2016 F-150: Trois-Rivières ($1727) and Saint-Jérôme ($1391) show the highest amounts, while Lévis ($396) and Repentigny ($548) offer the lowest premiums. This wide gap illustrates how strongly location influences insurance costs.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $588.11
LAVAL $616.62
LÉVIS $395.56
QUÉBEC $976.59
REPENTIGNY $548.10
Saguenay $942.07
SAINT-JEAN-SUR-RICHELIEU $1124.23
SAINT-JÉRÔME $1391.12
SHERBROOKE $596.50
TROIS-RIVIÈRES $2131.98

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Ford F-150?
The average premium for a 2016 Ford F-150 varies by year, ranging from $925 to $1089 between 2021 and 2026, with a recent value of $931 in 2026.
Have premiums for the 2016 F-150 changed much since 2021?
Premiums have fluctuated rather than steadily increased, dropping from $1089 in 2021 to a low of $925 in 2024, then rising slightly to $931 in 2026.
Which city offers the cheapest insurance for the 2016 F-150?
Based on the data provided, Lévis ($396) and Repentigny ($548) post the lowest average premiums for this model.
Why does Trois-Rivières show such a high premium for this vehicle?
At $1727 on average, Trois-Rivières stands out clearly from the other cities provided, which may reflect local differences in claims frequency or traffic density.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2016 F-150?
Vehicle age, replacement value, regional theft or accident frequency, and usage type (personal or commercial) all influence the insurance premium.
How can I lower my premium for a 2016 F-150?
Comparing quotes from several insurers, especially between cities with very different costs like Lévis and Trois-Rivières, can often reveal meaningful savings.

Offers received by our customers on FORD F150 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026