FORD F150 2016 Car Insurance

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The 2016 Ford F-150 is a rugged, versatile pickup known for its towing capacity and reliability, both on the job and for everyday use. A North American best-seller, it appeals to tradespeople and families alike seeking a proven utility vehicle.

FORD F150 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 Ford F-150 fluctuate without a clear linear trend, moving from $1047 in 2021 to $896 in 2026, with a low of $925 in 2024 and a rebound to $1006 in 2025. Overall, the average premium stays within a relatively stable range over the period.

To find the best insurance for your FORD F150 2016 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your FORD F150 2016

How much does insurance for your FORD F150 2016 cost in Quebec?

Premiums are highest for the 2016 F-150 in Trois-Rivières ($1780), Saint-Jérôme ($1391), and Saint-Jean-sur-Richelieu ($1124), while Lévis ($297), Repentigny ($548), and Laval ($552) show the lowest amounts. The gap between cities is particularly wide for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$714.26
GATINEAU	$588.11
LAVAL	$551.50
LÉVIS	$296.67
QUÉBEC	$976.59
REPENTIGNY	$548.10
Saguenay	$880.05
SAINT-JEAN-SUR-RICHELIEU	$1124.23
SAINT-JÉRÔME	$1391.12
SHERBROOKE	$596.50
TERREBONNE	$566.8
TROIS-RIVIÈRES	$1779.92

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Ford F-150?

In 2025, the average premium for a 2016 Ford F-150 is $1006, with a projected $896 for 2026 based on available data.

Have premiums for the 2016 F-150 changed much over the years?

Between 2021 and 2026, the average premium fluctuates between $896 and $1047 with no clear linear trend, suggesting relative stability rather than a continuous increase or decrease.

Which city offers the lowest insurance cost for the 2016 F-150?

Based on the data provided, Lévis has the lowest premium at just $297, followed by Repentigny ($548) and Laval ($552).

Why is the premium so high in Trois-Rivières?

In Trois-Rivières, the average premium reaches $1780, the highest among the provided cities, which may reflect local factors such as claim frequency or insured driver profiles.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

What factors influence insurance costs for a pickup like the F-150?

Vehicle use (work or personal), towing capacity, parts costs, and place of residence are important factors influencing premiums for a pickup like the 2016 F-150.

CHEVROLET
SILVERADO

RAM
1500

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TUNDRA

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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