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FORD F150 2009 Car Insurance

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The 2009 Ford F-150 is a rugged, versatile full-size pickup built for both work and daily use. Valued for its towing capacity and durability, it remains a popular choice on the used-truck market.

FORD F150 2009 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2009 Ford F-150 fluctuate without a clear linear trend, rising from $281 in 2021 to a peak of $444 in 2023, then settling around $352 to $378 in 2025 and 2026.

To find the best insurance for your FORD F150 2009 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD F150 2009 cost in Quebec?

Premiums are highest in Montreal ($576) and Laval ($523), while Lévis ($272) and Saint-Jean-sur-Richelieu ($301) show the lowest amounts. Trois-Rivières ($415) falls in a mid-range position.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $523
MONTRÉAL $575.95
SAINT-JEAN-SUR-RICHELIEU $300.84

Frequently asked questions (FAQ)

How much does insurance cost for a 2009 Ford F-150?
The average premium varies by year, ranging from $281 in 2021 to $378 in 2026, with a peak of $444 in 2023.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the premium rise then fall between 2021 and 2026?
Premiums reflect factors like repair costs and claim frequency. They climbed to $444 in 2023 before settling around $352-$378 in 2025-2026.
Which city offers the lowest insurance cost for a 2009 F-150?
Based on the data provided, Lévis ($272) and Saint-Jean-sur-Richelieu ($301) post the lowest average premiums for this model.
Why is the premium higher in Montreal?
At $576 on average, Montreal stands out due to higher traffic density and greater claim risk compared to regional areas, driving premiums up.
What factors influence the premium for a truck like the 2009 F-150?
Vehicle age, usage type (personal or commercial), parts value, and the model's claims history directly influence the premium amount.
How can I lower my premium for a 2009 F-150?
Comparing quotes from several insurers and checking discounts related to vehicle usage can help secure a more favorable premium for this model.

Offers received by our customers on FORD F150 2009 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026