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FORD F150 2004 Car Insurance

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The 2004 Ford F-150 is a rugged full-size pickup known for its towing capacity and versatility. Popular among workers and active families, it combines mechanical durability and proven reliability typical of this generation of North America's best-selling truck.

FORD F150 2004 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2004 Ford F-150 fluctuate without a clear trend, moving from $296 in 2021 to a peak of $618 in 2022, then declining to $237 in 2026. These variations likely reflect changes in insured driver profiles rather than a structural cost evolution.

To find the best insurance for your FORD F150 2004 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD F150 2004 cost in Quebec?

Based on the data provided, the average premium is higher in Trois-Rivières ($519) than in Saint-Jean-sur-Richelieu ($472), a $47 gap between the two available cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
SAINT-JEAN-SUR-RICHELIEU $471.86

Frequently asked questions (FAQ)

How much does insurance cost for a 2004 Ford F-150?
The average premium for a 2004 Ford F-150 varied significantly between 2021 and 2026, ranging from $237 to $618 depending on the year, with a value of $413 in 2025.
Have premiums for the 2004 F-150 increased over time?
Not consistently. The data shows significant fluctuations, with a peak of $618 in 2022 followed by a notable decline, rather than a steady increase or decrease.
Which city offers the lowest insurance cost for a 2004 F-150?
Based on the available data, Saint-Jean-sur-Richelieu ($472) is slightly more affordable than Trois-Rivières ($519) for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium of an older truck like the 2004 F-150?
Vehicle age, reduced replacement value, intended use (work or personal), and driver profile all directly influence the premiums applied to this model.
How can I reduce insurance costs for a 2004 F-150?
Comparing quotes from multiple insurers, adjusting coverage to match the vehicle's actual value, and bundling auto and home insurance are effective ways to reduce the premium.

Offers received by our customers on FORD F150 2004 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026