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FORD F150 2021 Car Insurance

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The 2021 Ford F-150 is a rugged, versatile full-size pickup prized for its towing capacity, spacious cabin, and proven reliability. A North American best-seller, it appeals to both tradespeople and families seeking a capable utility vehicle.

FORD F150 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2021 F-150 fluctuate before climbing sharply, rising from $1455 in 2021 to a peak of $2008 in 2025, then dropping back to $1561 in 2026. This pattern reflects notable swings in repair and replacement costs over the years.

To find the best insurance for your FORD F150 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD F150 2021 cost in Quebec?

Montreal stands out sharply with an average premium of $4933, far above all other cities. Sherbrooke ($2270), Saguenay ($2155), and Terrebonne ($2151) follow with elevated amounts, while Gatineau ($1186) and Trois-Rivières ($1304) offer the most affordable premiums for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1781
GATINEAU $1142.20
LÉVIS $1342.33
MONTRÉAL $4932.76
QUÉBEC $1805.74
REPENTIGNY $1364.69
Saguenay $2085.23
SAINT-JÉRÔME $1673.95
SHERBROOKE $2270.30
TERREBONNE $2151.12
TROIS-RIVIÈRES $1208.92

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Ford F-150?
The average premium for a 2021 Ford F-150 ranged between $1186 and $4933 depending on the city, with yearly averages ranging from $1320 to $2008 between 2021 and 2026.
Have premiums for the 2021 F-150 changed a lot since 2021?
Yes. The average premium rose from $1455 in 2021 to a peak of $2008 in 2025, then dropped back to $1561 in 2026, showing an irregular pattern rather than a steady climb.
Why is insurance for the 2021 F-150 so high in Montreal?
In Montreal, the average premium reaches $4933, far above other cities like Gatineau ($1186), due to traffic density, higher theft risk, and greater claim frequency in urban areas.
Where is the 2021 F-150 cheapest to insure?
Based on the data provided, Gatineau ($1186) and Trois-Rivières ($1304) show the lowest average premiums for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a truck like the F-150?
Vehicle size and weight, utility usage, parts costs, and the higher theft risk associated with full-size pickups all contribute to premiums that are often higher than for a compact car.
How can I lower my premium for a 2021 F-150?
Comparing quotes from several insurers, especially if you live in a high-premium city like Montreal, often reveals significant price differences for the same driver profile.

Offers received by our customers on FORD F150 2021 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026