FORD F250 Car Insurance

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The Ford F-250 is a heavy-duty truck built for demanding work, offering high towing and payload capacity. Favored by professionals and recreational-vehicle owners, it combines mechanical toughness with versatility for the toughest jobs.

FORD F250 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Ford F-250 fluctuate noticeably, moving from $1126 to $1153, then to $1622, $1401, $1853, and $1626. Despite these year-to-year swings, the overall trend over the period is upward.

To find the best insurance for your FORD F250 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your FORD F250

How much does insurance for your FORD F250 cost in Quebec?

Premiums are highest in Saint-Jérôme ($4580) and Gatineau ($2559), while Drummondville ($274) and Trois-Rivières ($314) post the lowest amounts. The spread between cities is particularly wide for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$238.78
GATINEAU	$2559.32
LÉVIS	$782.78
MONTRÉAL	$289.5
QUÉBEC	$1130.18
REPENTIGNY	$607.13
Saguenay	$1459.84
SAINT-JÉRÔME	$4580.18
SHERBROOKE	$1410.46
TERREBONNE	$1675.24
TROIS-RIVIÈRES	$313.65

FORD F250 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year	Average premium
FORD F250 2026	$2854.41
FORD F250 2025	$2955.77
FORD F250 2024	$2706.61
FORD F250 2023	$2637.37
FORD F250 2022	$2218.65
FORD F250 2021	$2277.71
FORD F250 2020	$2206.99
FORD F250 2019	$1656.28
FORD F250 2018	$1720.02
FORD F250 2017	$1316.93
FORD F250 2016	$1314.71
FORD F250 2015	$957.21
FORD F250 2014	$1988.00
FORD F250 2013	$728.85
FORD F250 2012	$687.78
FORD F250 2011	$815.60
FORD F250 2010	$457.44
FORD F250 2009	$262.05
FORD F250 2008	$444.87
FORD F250 2007	$1109.12
FORD F250 2006	$533.94
FORD F250 2005	$462.04
FORD F250 2004	$375.56
FORD F250 2003	$426.29
FORD F250 2002	$401.42

Frequently asked questions (FAQ)

How much does insurance cost for a Ford F-250?

The average premium for a Ford F-250 varies significantly by year, ranging from $1126 in 2021 to $1626 in 2026, with a peak of $1853 in 2025.

Have F-250 premiums increased over the years?

Yes, but irregularly. The premium rose from $1126 in 2021 to $1622 in 2023, dropped to $1401 in 2024, then climbed to $1853 in 2025 before settling at $1626 in 2026.

Which city has the highest insurance cost for a Ford F-250?

Based on the data provided, Saint-Jérôme shows the highest premium at $4580, followed by Gatineau at $2559.

Where is the Ford F-250 cheapest to insure?

Drummondville ($274) and Trois-Rivières ($314) show the lowest average premiums among the provided cities.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why does the F-250 premium vary so much by city?

Commercial or recreational use of the truck, local claim frequency, and traffic density specific to each city largely explain these significant differences.

How can I lower my F-250 insurance premium?

Comparing multiple quotes, adjusting coverage to match actual vehicle use, and bundling policies can help secure a better price.