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FORD TRANSIT Car Insurance

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The Ford Transit is a versatile cargo van favored by businesses and tradespeople for its generous load capacity and modular configurations. Available in multiple lengths and roof heights, it stands as a benchmark in light commercial transport across North America.

FORD TRANSIT CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, Ford Transit premiums fluctuate before climbing sharply: after dropping from $762 to $401 in 2022, they rise progressively to reach $916 in 2026, the highest value in the observed period.

To find the best insurance for your FORD TRANSIT vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD TRANSIT cost in Quebec?

Premiums are highest in Laval ($1391), Longueuil ($1205), and Terrebonne ($1063), while Drummondville ($331) and Saint-Jean-sur-Richelieu ($402) show the lowest amounts. The gap between the priciest and most affordable cities exceeds $1000.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $330.76
LAVAL $1391.43
LÉVIS $568.49
LONGUEUIL $1204.60
MONTRÉAL $777.15
QUÉBEC $876.00
SAINT-JEAN-SUR-RICHELIEU $402.44
SHERBROOKE $453.06
TERREBONNE $1062.84
TROIS-RIVIÈRES $685.63

Frequently asked questions (FAQ)

How much does insurance cost for a Ford Transit?
The average premium varies by year, ranging from $401 in 2022 to $916 in 2026, the latter being the most recent and highest amount observed for this van.
Why has the Transit's premium fluctuated so much since 2021?
After dropping to $401 in 2022, the premium climbs progressively each year to reach $916 in 2026, an evolution that reflects variable commercial use and changing repair costs.
Which city offers the lowest insurance cost for a Ford Transit?
Based on the data provided, Drummondville ($331) and Saint-Jean-sur-Richelieu ($402) post the lowest average premiums for this van.
Why does Laval show such a high premium for this vehicle?
At $1391, Laval presents the highest premium among the provided cities, which may reflect denser commercial use and a higher claims volume in the region.
Is auto insurance mandatory in Quebec for a commercial vehicle?
Yes. In Quebec, any road vehicle, including a commercial van like the Ford Transit, must carry civil liability coverage of at least $50,000.
What factors influence the insurance premium of a Ford Transit?
Commercial use, annual mileage, van configuration, and registration region are key factors explaining the differences observed across cities and years.
How can I lower the insurance premium of a Ford Transit?
Comparing quotes from several commercial insurers, adjusting coverage to actual vehicle use, and bundling fleet policies can help reduce insurance costs.

Offers received by our customers on FORD TRANSIT cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026