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FORD FLEX Car Insurance

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The Ford Flex is a family crossover with a distinctive boxy style, offering a spacious cabin and three-row seating. It appeals to families seeking versatility and comfort in a format that stands apart from traditional SUVs.

FORD FLEX CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Ford Flex fluctuate without a clear direction, ranging from $842 to $1014. After peaking at $1014 in 2024, the premium drops back to $867 in 2026, suggesting overall stability rather than a sustained increase or decrease.

To find the best insurance for your FORD FLEX vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD FLEX cost in Quebec?

Geographic differences are significant: Montreal shows the highest premium ($1291), followed by Sherbrooke ($850) and Trois-Rivières ($769), while Saguenay ($217) and Quebec City ($282) show much lower amounts. Terrebonne sits at an intermediate level ($558).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $1290.78
Saguenay $217.19
SHERBROOKE $850.2
TERREBONNE $558.13
TROIS-RIVIÈRES $769.27

FORD FLEX average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
FORD FLEX 2019 $1261.52
FORD FLEX 2018 $1100.60
FORD FLEX 2017 $1056.13
FORD FLEX 2016 $1122.55
FORD FLEX 2015 $1413.40
FORD FLEX 2014 $895.58
FORD FLEX 2013 $725.26
FORD FLEX 2012 $392.86
FORD FLEX 2011 $939.79
FORD FLEX 2010 $715.83
FORD FLEX 2009 $465.47

Frequently asked questions (FAQ)

How much does auto insurance cost for a Ford Flex?
The average premium for a Ford Flex varies by year, ranging from $842 to $1014 between 2021 and 2026, with a premium of $867 observed in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Has the Ford Flex premium increased over the years?
Not consistently. The premium fluctuated between $842 and $1014 from 2021 to 2026, with no clear upward or downward trend, indicating relative stability.
In which city is the Ford Flex most expensive to insure?
Based on the data provided, Montreal shows the highest premium ($1291), followed by Sherbrooke ($850), while Saguenay ($217) and Quebec City ($282) are much more affordable.
Why do premiums vary so much between cities for the same Ford Flex?
Traffic density, claim frequency, and urban context influence premiums, explaining the large gap between Montreal ($1291) and Saguenay ($217).
What factors influence the insurance premium for a Ford Flex?
Vehicle size, family-oriented use, replacement parts costs, and driver profile all influence the premium, which ranges from $842 to $1014 depending on the year.
How can I get a better premium for my Ford Flex?
Comparing quotes from several insurers and checking average premiums by city, such as Quebec City ($282) versus Montreal ($1291), can reveal significant savings.

Offers received by our customers on FORD FLEX cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this FORD FLEX page

The premiums above cover every version of the FORD FLEX, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
FLEX LIMITED 4DR 2WD 2009 - 2017
FLEX LIMITED 4DR AWD 2009 - 2019
FLEX LIMITED ECOBOOST 4DR AWD 2011 - 2019
FLEX SE 4DR 2WD 2009 - 2019
FLEX SEL 4DR 2WD 2009 - 2019
FLEX SEL 4DR AWD 2009 - 2019
FLEX SEL ECOBOOST 4DR AWD 2010 - 2011

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