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HONDA HR-V 2018 Car Insurance

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The 2018 Honda HR-V is a versatile subcompact SUV valued for its reliability, flexible cabin, and fuel efficiency. Well suited for city driving and family outings alike, it combines practicality with a solid brand reputation.

HONDA HR-V 2018 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2018 Honda HR-V fluctuate notably, dropping from $1045 to $879 in 2022, then gradually climbing to $1178 in 2025 before a sharp jump to $1834 in 2026. This recent spike contrasts with the relative stability of prior years.

To find the best insurance for your HONDA HR-V 2018 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HONDA HR-V 2018 cost in Quebec?

Premiums are highest for the 2018 HR-V in Montreal ($1465) and Sherbrooke ($1324), while Trois-Rivières ($469) and Brossard ($514) show the lowest amounts. The gap between the priciest and most affordable cities exceeds $900.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $513.77
GATINEAU $652.91
LAVAL $991.82
LÉVIS $531.46
LONGUEUIL $783.18
MONTRÉAL $1489.31
QUÉBEC $1017.63
Saguenay $905.14
SAINT-JEAN-SUR-RICHELIEU $705.08
SHERBROOKE $1324.07
TROIS-RIVIÈRES $469.48

Frequently asked questions (FAQ)

How much does insurance cost for a 2018 Honda HR-V?
The average premium varies by year, ranging from $879 in 2022 to $1834 in 2026, with a value of $1178 in 2025.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the 2018 HR-V premium rise sharply in 2026?
The premium jumps to $1834 in 2026, after a more gradual rise between 2022 ($879) and 2025 ($1178). This increase may reflect rising repair and parts replacement costs overall.
Which cities offer the lowest 2018 HR-V insurance premiums?
Based on the data provided, Trois-Rivières ($469) and Brossard ($514) post the lowest average premiums for this vehicle.
Why is Montreal's premium higher than Trois-Rivières'?
With $1465 versus $469, the gap is largely explained by traffic density and higher claim frequency in dense urban areas.
What factors influence a 2018 HR-V's premium?
Vehicle age, claims history, city of residence, and driver profile are the main factors driving premium differences, as shown by the variation between cities.
How can I lower my premium for this vehicle?
Comparing quotes from several insurers and assessing your risk profile relative to your city of residence remains the best way to secure a favorable premium for a 2018 HR-V.

Offers received by our customers on HONDA HR-V 2018 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026