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HONDA HR-V 2021 Car Insurance

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The 2021 Honda HR-V is a versatile subcompact SUV valued for its generous cargo space and fuel-efficient performance. Ideal for city driving and weekend getaways, it appeals to drivers seeking practicality and reliability in a compact package.

HONDA HR-V 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2021 Honda HR-V fluctuate, dropping from $1110 to a low of $909 in 2022, then climbing to $1432 in 2025 before easing slightly to $1275 in 2026. This pattern reflects market adjustments rather than a steady linear trend.

To find the best insurance for your HONDA HR-V 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HONDA HR-V 2021 cost in Quebec?

The highest premiums for the 2021 HR-V are seen in SAINT-JÉRÔME ($1923), TERREBONNE ($1826), and MONTRÉAL ($1753), while SHERBROOKE ($668) and SAGUENAY ($794) show the lowest amounts. Other cities fall in a mid-range spanning from $1001 to $1242.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1041.24
LAVAL $1233.88
LÉVIS $1242.16
LONGUEUIL $1229.34
MONTRÉAL $1752.90
QUÉBEC $1084.17
REPENTIGNY $1001.18
Saguenay $794.26
SAINT-JÉRÔME $1922.76
SHERBROOKE $668.17
TERREBONNE $1825.75

Frequently asked questions

How much does insurance cost for a 2021 Honda HR-V?

The average premium for a 2021 Honda HR-V has ranged between $909 and $1432 depending on the year, reaching $1275 in 2026, the latest available data.

Has the premium for the 2021 HR-V increased since its release?

Not in a straight line. After dropping to $909 in 2022, the premium climbed to $1432 in 2025 before easing to $1275 in 2026, showing market-driven variation rather than a steady rise.

Which city offers the cheapest insurance for the 2021 HR-V?

Based on the data provided, SHERBROOKE ($668) and SAGUENAY ($794) post the lowest average premiums for this model.

Why is the premium noticeably higher in Saint-Jérôme and Montreal?

SAINT-JÉRÔME ($1923) and MONTRÉAL ($1753) show higher premiums, likely due to increased traffic density and higher claim frequency in these areas.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.

What factors influence the premium for a 2021 HR-V?

Its subcompact SUV classification, replacement value, driver profile, and city of residence are the main factors driving variation, ranging from $668 to $1923 depending on the city.

How can I get a better price to insure a 2021 HR-V?

Comparing quotes from several insurers and checking for applicable discounts, such as bundling auto and home insurance, can often help lower the premium for this model.


Offers received by our customers on HONDA HR-V 2021 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026