HONDA HR-V 2021 Car Insurance

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The 2021 Honda HR-V is a versatile subcompact SUV valued for its clever interior space, reliability, and reasonable fuel consumption. Well suited to city driving and weekend getaways, it appeals to families and young professionals seeking a practical, affordable vehicle.

HONDA HR-V 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2021 Honda HR-V fluctuate rather than follow a straight trend: after dropping to $909 in 2022, they climb steadily to $1432 in 2025 before easing to $1283 in 2026. These variations reflect changing repair costs and claims data over the years.

To find the best insurance for your HONDA HR-V 2021 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your HONDA HR-V 2021

How much does insurance for your HONDA HR-V 2021 cost in Quebec?

The highest premiums for the 2021 HR-V are found in Saint-Jérôme ($1923), Terrebonne ($1826), and Montreal ($1519), while Sherbrooke ($641), Saguenay ($863), and Gatineau ($1041) show the lowest amounts. The gap between these cities exceeds $1200, reflecting significant geographic variation.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$1041.24
LAVAL	$1233.88
LÉVIS	$1242.16
LONGUEUIL	$1229.34
MONTRÉAL	$1519.25
QUÉBEC	$1049.01
REPENTIGNY	$1001.18
Saguenay	$863.05
SAINT-JÉRÔME	$1922.76
SHERBROOKE	$641.46
TERREBONNE	$1825.75

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Honda HR-V?

The average premium for a 2021 Honda HR-V has ranged between $909 and $1432 depending on the year, with a value of $1283 in 2026 based on the most recent data.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Has the 2021 HR-V premium fluctuated much over time?

Yes, the premium has fluctuated: it dropped from $1216 in 2021 to $909 in 2022, then climbed to $1432 in 2025 before easing to $1283 in 2026, without following a clear straight-line trend.

Which cities offer the lowest premiums for the 2021 HR-V?

Based on the data provided, Sherbrooke ($641), Saguenay ($863), and Gatineau ($1041) post the lowest average premiums for this model.

Why is the premium so high in Saint-Jérôme?

Saint-Jérôme shows the highest premium ($1923) among the provided cities, which may reflect local claim frequency and risk profile rather than a characteristic of the vehicle itself.

What factors influence the insurance premium for the 2021 HR-V?

The vehicle's age, replacement value, regional claim frequency, and driver profile all influence the premium, which varies significantly by city and year.

TOYOTA
C-HR

MAZDA
CX-30

HYUNDAI
KONA

NISSAN
KICKS

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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