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HONDA HR-V 2026 Car Insurance

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The 2026 Honda HR-V is a versatile subcompact SUV built for urban drivers seeking cargo space, a commanding driving position, and well-known reliability. As a recent model, it combines everyday practicality with fuel efficiency in a compact footprint.

HONDA HR-V 2026 CAR INSURANCE RATES SINCE 2025.

Since the 2026 Honda HR-V is a recent model, only two years of data are available. The average premium drops from $2686 in 2025 to $1961 in 2026, a notable decrease of about 27%. More data will be needed to confirm a long-term trend.

To find the best insurance for your HONDA HR-V 2026 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HONDA HR-V 2026 cost in Quebec?

Montreal stands out sharply with an average premium of $6239, far above other cities, followed by Trois-Rivières ($2659) and Longueuil ($2533). Drummondville ($1046) and Brossard ($1354) show the lowest amounts among the 15 cities analyzed.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1353.78
DRUMMONDVILLE $1046.09
GATINEAU $1846.61
LAVAL $2282.86
LÉVIS $1864.44
LONGUEUIL $2533.15
MONTRÉAL $6238.84
QUÉBEC $1997.59
REPENTIGNY $2173.00
Saguenay $2128.77
SAINT-JEAN-SUR-RICHELIEU $1687.94
SAINT-JÉRÔME $1772.05
SHERBROOKE $2010.41
TERREBONNE $1877.60
TROIS-RIVIÈRES $2658.97

Frequently asked questions

How much does insurance cost for a 2026 Honda HR-V?

The average premium for a 2026 Honda HR-V is $1961, down from $2686 recorded in 2025.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is required to drive a road vehicle on public roads.

Why did the premium drop between 2025 and 2026?

The average premium fell from $2686 to $1961, roughly a 27% decrease. Since the model is recent, this variation may also reflect adjusting available data rather than an established trend.

Why is the premium so high in Montreal?

In Montreal, the average premium reaches $6239, far above other cities like Drummondville ($1046) or Brossard ($1354), due to urban density and higher claim frequency.

Which city offers the most affordable premium for the 2026 HR-V?

Based on the data provided, Drummondville ($1046) posts the lowest average premium among the 15 cities compared.

Does limited history affect my premium for this recent vehicle?

Yes. With only two years of data, insurers have less claims history for the 2026 HR-V, which can lead to differences between insurers. Comparing several quotes remains worthwhile.

How can I lower my premium for a 2026 Honda HR-V?

Comparing quotes from multiple insurers, especially if you live in a high-premium city like Montreal, can reveal significant price differences.


Offers received by our customers on HONDA HR-V 2026 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026