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HONDA HR-V 2022 Car Insurance

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The 2022 Honda HR-V is a versatile subcompact SUV valued for its spacious cabin, well-known reliability, and easy urban driving manners. It appeals to families and young professionals seeking a practical, economical, and well-equipped vehicle.

HONDA HR-V 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2022 Honda HR-V fluctuate: they drop from $1283 to $1001 in 2022, gradually climb to $1502 in 2024, ease slightly to $1494 in 2025, then jump to $1875 in 2026. This evolution reflects recent increases in repair and maintenance costs.

To find the best insurance for your HONDA HR-V 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HONDA HR-V 2022 cost in Quebec?

Premiums vary considerably by city: Montreal ($3254), Gatineau ($2724), and Quebec City ($2432) show the highest amounts, while Laval ($803) and Longueuil ($835) offer the lowest premiums. This wide gap highlights the strong influence of location on HR-V insurance costs.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $2723.64
LAVAL $803.24
LÉVIS $1261.49
LONGUEUIL $835.03
MONTRÉAL $3254.07
QUÉBEC $2431.73
REPENTIGNY $1251.26
Saguenay $1681.08
SAINT-JEAN-SUR-RICHELIEU $1098.72
SAINT-JÉRÔME $997.35
SHERBROOKE $1890.55
TERREBONNE $1836.27

Frequently asked questions

How much does insurance cost for a 2022 Honda HR-V?

The average premium for a 2022 Honda HR-V reached $1875 in 2026, after fluctuating between $1001 and $1502 in previous years based on available data.

Have HR-V insurance premiums increased over time?

Overall, yes. After dipping to $1001 in 2022, the average premium climbed to $1875 by 2026, marking a notable increase over the observed period.

Which city has the highest insurance cost for a 2022 HR-V?

Based on the data provided, Montreal shows the highest premium ($3254), followed by Gatineau ($2724) and Quebec City ($2432).

Where is HR-V insurance the cheapest?

Laval ($803) and Longueuil ($835) show the lowest average premiums among the cities provided.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

What factors explain the premium differences for an HR-V across cities?

Traffic density, claim frequency, and theft rates vary between cities, which partly explains the gap between Montreal ($3254) and Laval ($803).

How can I reduce insurance costs for a 2022 HR-V?

Comparing quotes from several insurers and bundling auto with home coverage are among the most effective ways to lower the premium, especially in cities with higher costs.


Offers received by our customers on HONDA HR-V 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026