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MAZDA MAZDA3 2005 Car Insurance

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The 2005 Mazda3 is an agile, affordable compact known for its reliability and driving enjoyment. A popular entry-level choice among younger drivers, it remains an economical option for daily use.

MAZDA MAZDA3 2005 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2022 to 2026, premiums for the 2005 Mazda3 fluctuate before rising sharply, moving from $313 in 2022 to $277 in 2023, then climbing to $498 in 2026. This marked increase reflects evolving insurance costs for an aging vehicle.

To find the best insurance for your MAZDA MAZDA3 2005 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MAZDA3 2005 cost in Quebec?

Based on the data provided, the average premium for the 2005 Mazda3 is notably higher in Montreal ($483) than in Laval ($303), a $180 gap between the two cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $302.75
MONTRÉAL $482.71

Frequently asked questions (FAQ)

How much does insurance cost for a 2005 Mazda3?
In 2026, the average premium for a 2005 Mazda3 is $498, up from previous years.
Have premiums for the 2005 Mazda3 changed a lot?
Yes. Between 2022 and 2026, the average premium rose from $313 to $498, with a temporary dip to $277 in 2023 before climbing steadily.
Where is insurance for the 2005 Mazda3 most expensive?
Based on the data, Montreal ($483) shows a notably higher premium than Laval ($303) for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any vehicle driven on public roads.
Why does the premium for a 2005 vehicle still rise today?
Vehicle age affects parts availability and repair costs, which can push premiums up despite the vehicle's declining market value.
How can I lower my premium for a 2005 Mazda3?
Comparing quotes from several insurers, adjusting coverage to match the vehicle's actual value, and bundling policies are effective ways to reduce costs.

Offers received by our customers on MAZDA MAZDA3 2005 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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