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MAZDA MAZDA3 2005 Car Insurance

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The 2005 Mazda3 is a compact sedan/hatchback known for engaging driving dynamics and mechanical reliability. This older model appeals to drivers seeking an economical vehicle that's inexpensive to buy and maintain.

MAZDA MAZDA3 2005 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2005 Mazda3 fluctuate: from $373 in 2022, they drop to $277 in 2023, then rise to $388 in 2024, $503 in 2025, and ease slightly to $487 in 2026. This variability reflects market adjustments rather than a clear linear trend.

To find the best insurance for your MAZDA MAZDA3 2005 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MAZDA3 2005 cost in Quebec?

Among the cities provided, Brossard shows the lowest premium ($304), while Sherbrooke ($619) and Montreal ($604) post significantly higher amounts, nearly double that of Brossard.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $304.25
MONTRÉAL $604.17
SHERBROOKE $619.18

Frequently asked questions (FAQ)

How much does insurance cost for a 2005 Mazda3?
In 2026, the average premium for a 2005 Mazda3 is $487, after reaching $503 in 2025. These amounts vary by city and driver profile.
Have premiums for the 2005 Mazda3 increased over time?
Not in a linear way. The premium dropped from $373 in 2022 to $277 in 2023, then climbed to $503 in 2025 before easing to $487 in 2026, showing volatility rather than a steady rise.
Which city offers the lowest insurance cost for a 2005 Mazda3?
Based on the data provided, Brossard offers the lowest premium at $304, compared to $604 in Montreal and $619 in Sherbrooke.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why can the premium for a 2005 Mazda3 vary so much by city?
Traffic density, claim frequency, and local theft rates influence premiums. This explains the gap between Brossard ($304) and Sherbrooke ($619).
Is it advantageous to insure an older vehicle like the 2005 Mazda3?
Often yes, since the replacement value is lower than a recent model, which can reduce certain coverage costs, particularly collision and comprehensive.
How can I lower my premium for a 2005 Mazda3?
Comparing quotes from several insurers, adjusting optional coverages to match the vehicle's value, and bundling policies can help reduce the total cost.

Offers received by our customers on MAZDA MAZDA3 2005 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026